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ZIP 21409 Foreclosure, Tax-Lien & Distress Report

Anne Arundel County, Maryland · Distress market

Scored purely from public records, 21409 (Anne Arundel County, Maryland) returns a low composite of 23/100. Structurally it carries 51/100, against 2/100 of stress already in motion. Climate and flood risk are elevated too — flood (NFIP) exposure (88/100), climate & FEMA risk (85/100). The most distinctive pressure shows up in structural risk (51/100), construction/permit lag (34/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (8/100).

The market reads peak — home values rose 2.2% year on year, and 18% higher over three years (phase confidence 21/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $535,500, an affordability ratio of 3.4× — accessible. Median household income is $146,667, above the U.S. median near $78,000. Vacancy runs 3.7%. The tenure split is 90% owner-occupied to 10% rented. 2.5% of residents fall below the poverty threshold. Around 28% of renters are cost-burdened. About 20,175 people live here, median age 43. The ZIP holds roughly 7,575 housing units. DLRadar's demographic-stress index for the area reads 21/100. Educational attainment sits at 57% bachelor's-or-above.

Broadly, 21409 is a steadier market — the deals are the exceptions, not the rule. 21409 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 21409 runs hot or quiet, its 23/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 21409 can be compared directly against any other ZIP in Anne Arundel County, Maryland or nationwide. 21409 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 23/100 for 21409 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 21409 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

23/100
Composite stress
51/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 21409

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk85
9 further distress layers are graded for 21409

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

21409 at a glance

Current distress, phase, housing and lender-pressure figures for 21409, drawn from the same report attached to each property.

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Nearby ZIPs in Anne Arundel County

Related reports across Anne Arundel County, Maryland

Keep going: ZIP, county and state distress coverage for Anne Arundel County, Maryland.

Unlock parcel-level detail for ZIP 21409

The full 21409 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Deterministic. Every signal traces to a public dataset · methodology

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