ZIP 21409 Property Distress & Foreclosure Data

ZIP code 21409 in Anne Arundel County, Maryland carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 43/100 against active distress of 2/100. Climate and flood risk are elevated too — flood (NFIP) exposure (88/100), climate & FEMA risk (85/100). What sets it apart are the readings on structural risk (43/100), institutional ownership (20/100), mortgage stress (8/100). institutional ownership (20/100) and mortgage stress (8/100) stay muted.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 18% higher over three years, at 30/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $535,500 here, or 3.4 times local income. Households earn a median $146,667 — above the roughly $78,000 national figure. Vacancy runs 3.7%. The tenure split is 90% owner-occupied to 10% rented. Roughly 2.5% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 28% of tenant households. 20,175 residents call 21409 home, typically aged 43. There are about 7,575 housing units across 21409. On demographic stress specifically, 21409 scores 21/100. About 57% have a four-year degree.

On balance, 21409 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.