ZIP 21012 Property Distress & Foreclosure Data

ZIP code 21012 in Anne Arundel County, Maryland carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 43/100 against active distress of 2/100. What sets it apart are the readings on structural risk (43/100), institutional ownership (20/100), mortgage stress (8/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (8/100). Environmental exposure also runs high (flood (NFIP) exposure (88/100), climate & FEMA risk (85/100)).

The peak-phase market in 21012 posted values that rose 2.8% over the year, and 17% higher over three years, at 30/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 22,306 with a median age of 39. Home values center near $563,800, an affordability ratio of 4.0×. DLRadar's demographic-stress index for the area reads 26/100. Educational attainment sits at 60% bachelor's-or-above. Vacancy runs 4.7%. Median household income is $137,544, above the U.S. median near $78,000. Owners hold 85% of homes, renters 15%. 3.1% of residents fall below the poverty threshold. There are about 8,542 housing units across 21012. Rent burden reaches 40% of tenant households.

Broadly, 21012 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.