ZIP 21012 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 21012 (Anne Arundel County, Maryland) returns a low composite of 23/100. The latent-versus-live split is 51/100 structural and 2/100 already moving. Its standout signals are structural risk (51/100), construction/permit lag (34/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low. Climate and flood risk are elevated too — flood (NFIP) exposure (88/100), climate & FEMA risk (85/100).

The market reads peak — home values rose 2.2% year on year, and 17% higher over three years (phase confidence 21/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 22,306 with a median age of 39. Home values center near $563,800, an affordability ratio of 4.0×. On demographic stress specifically, 21012 scores 26/100. About 60% have a four-year degree. Vacancy runs 4.7%. Median household income is $137,544, above the U.S. median near $78,000. Owners hold 85% of homes, renters 15%. The poverty rate is 3.1% — low. There are about 8,542 housing units across 21012. Around 40% of renters are cost-burdened.

Broadly, 21012 is a steadier market — the deals are the exceptions, not the rule. No parcel file is published for 21012 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 21012's 23/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 21012, the field stays empty rather than modeled, and fills in as new documents post.

21012's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 21012 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.