ZIP 21035 Foreclosure, Tax-Lien & Distress Report

ZIP 21035's composite property-distress score is 23/100 - DLRadar classes that as low for Anne Arundel County, Maryland. Climate and flood risk are elevated too — flood (NFIP) exposure (88/100), climate & FEMA risk (85/100). Structural exposure scores 51 and live distress 2 on the 0–100 scale. Its heaviest discrete signals: structural risk (51/100), construction/permit lag (34/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (8/100).

The peak-phase market in 21035 posted values that rose 2.2% over the year, and 14% higher over three years (phase confidence 21/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

On demographic stress specifically, 21035 scores 23/100. 2.2% of residents fall below the poverty threshold. A median home runs $831,500 here, or 4.5 times local income. Around 13% of renters are cost-burdened. 95% of housing is owner-occupied. Around 56% of adults hold a bachelor's degree or higher. Households earn a median $176,597 — above the roughly $78,000 national figure. The ZIP holds roughly 2,866 housing units. 7,787 residents call 21035 home, typically aged 45. The vacancy rate is 5.0%.

Broadly, 21035 is a steadier market — the deals are the exceptions, not the rule. While 21035 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 21035 runs hot or quiet, its 23/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 21035 can be compared directly against any other ZIP in Anne Arundel County, Maryland or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 21035 shows blanks, not estimates, wherever the record is sparse.

The 23/100 figure for 21035 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 21035 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.