ZIP 21035 Property Distress & Foreclosure Data

ZIP code 21035 in Anne Arundel County, Maryland carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (88/100), climate & FEMA risk (85/100). The latent-versus-live split is 43/100 structural and 2/100 already moving. What sets it apart are the readings on structural risk (43/100), institutional ownership (20/100), mortgage stress (8/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low.

The market reads peak — home values rose 2.8% year on year, and 14% higher over three years (phase confidence 30/100). Topping markets hide individual distress behind strong averages.

The demographic-stress sub-score lands at 23/100. The poverty rate is 2.2% — low. The typical home is worth about $831,500 (4.5× income). Around 13% of renters are cost-burdened. 95% of housing is owner-occupied. Around 56% of adults hold a bachelor's degree or higher. At $176,597, median income runs above typical U.S. levels. The ZIP holds roughly 2,866 housing units. About 7,787 people live here, median age 45. The vacancy rate is 5.0%.

Overall 21035 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.