ZIP 20776 Property Distress & Foreclosure Data

In Anne Arundel County, Maryland, ZIP 20776 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 43 and live distress 2 on the 0–100 scale. Climate and flood risk are elevated too — flood (NFIP) exposure (88/100), climate & FEMA risk (85/100). Its standout signals are structural risk (43/100), institutional ownership (20/100), mortgage stress (8/100). institutional ownership (20/100) and mortgage stress (8/100) stay muted.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 17% higher over three years, at 30/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

3,354 residents call 20776 home, typically aged 40. Rent burden reaches 0% of tenant households. A median home runs $616,000 here, or 4.8 times local income. Vacancy runs 4.2%. About 38% have a four-year degree. Roughly 7.0% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 90% owner-occupied to 10% rented. There are about 1,278 housing units across 20776. Households earn a median $122,440 — above the roughly $78,000 national figure. On demographic stress specifically, 20776 scores 24/100.

On balance, 20776 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.