ZIP 20776 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 20776 (Anne Arundel County, Maryland) at a low 23/100 for overall property distress. Structural exposure scores 52 and live distress 2 on the 0–100 scale. Environmental exposure also runs high (flood (NFIP) exposure (88/100), climate & FEMA risk (85/100)). Its heaviest discrete signals: structural risk (52/100), construction/permit lag (36/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (8/100) stay muted.

The market reads peak — home values rose 2.2% year on year, and 17% higher over three years, at 21/100 phase confidence. Topping markets hide individual distress behind strong averages.

Population is roughly 3,354 with a median age of 40. Around 0% of renters are cost-burdened. The typical home is worth about $616,000 (4.8× income). The vacancy rate is 4.2%. Around 38% of adults hold a bachelor's degree or higher. 7.0% of residents fall below the poverty threshold. The tenure split is 90% owner-occupied to 10% rented. There are about 1,278 housing units across 20776. Median household income is $122,440, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 24/100.

Overall 20776 looks resilient on the surface, so the edge is isolating individual stressed parcels. Parcel-level detail for 20776 is not published yet -- the ZIP-level readings above remain fully sourced.

Big metro or rural, 20776 runs through one identical scoring model, so its 23/100 sits on the same scale as every other ZIP in Anne Arundel County, Maryland and the nation. Nothing here is interpolated — where a source is thin for 20776, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

20776's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 20776 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.