ZIP 21140 Property Distress & Foreclosure Data

DLRadar grades ZIP 21140 (Anne Arundel County, Maryland) at a low 19/100 for overall property distress. It additionally carries heavy environmental risk: flood (NFIP) exposure (88/100), climate & FEMA risk (85/100). Property-level stress concentrates in structural risk (43/100), institutional ownership (20/100), mortgage stress (8/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low. Structural risk reads 43/100 against active distress of 2/100.

The market reads peak — home values rose 2.8% year on year, and 15% higher over three years, at 30/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 4,231 people live here, median age 44. At $152,188, median income runs above typical U.S. levels. 98% of housing is owner-occupied. Rent burden reaches 0% of tenant households. Vacancy runs 2.5%. There are about 1,527 housing units across 21140. The typical home is worth about $634,700 (3.9× income, relatively affordable). Around 52% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 18/100. The poverty rate is 0.8% — low.

Overall 21140 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.