ZIP 21401 Property Distress & Foreclosure Data

DLRadar grades ZIP 21401 (Anne Arundel County, Maryland) at a low 19/100 for overall property distress. Structural risk reads 43/100 against active distress of 2/100. Property-level stress concentrates in structural risk (43/100), institutional ownership (20/100), mortgage stress (8/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (88/100), climate & FEMA risk (85/100).

The market reads peak — home values rose 2.8% year on year, and 23% higher over three years, at 30/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 19,567 housing units across 21401. The typical home is worth about $601,400 (4.9× income). Vacancy runs 6.8%. 62% of housing is owner-occupied. The demographic-stress sub-score lands at 30/100. The poverty rate is 7.1% — low. At $119,296, median income runs above typical U.S. levels. Around 61% of adults hold a bachelor's degree or higher. About 39,118 people live here, median age 45. Rent burden reaches 35% of tenant households.

Overall 21401 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.