ZIP 21032 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 21032 (Anne Arundel County, Maryland) at a low 19/100 for overall property distress. It additionally carries heavy environmental risk: flood (NFIP) exposure (88/100), climate & FEMA risk (85/100). Property-level stress concentrates in structural risk (43/100), institutional ownership (20/100), mortgage stress (8/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low. Structural exposure scores 43 and live distress 2 on the 0–100 scale.

The market reads peak — home values rose 2.8% year on year, and 17% higher over three years, at 30/100 phase confidence. Topping markets hide individual distress behind strong averages.

The typical home is worth about $682,100 (3.7× income, relatively affordable). The poverty rate is 2.0% — low. About 8,553 people live here, median age 50. 90% of housing is owner-occupied. The demographic-stress sub-score lands at 20/100. Rent burden reaches 10% of tenant households. There are about 3,259 housing units across 21032. At $175,234, median income runs above typical U.S. levels. Vacancy runs 5.8%. Around 50% of adults hold a bachelor's degree or higher.

Overall 21032 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.