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Anne Arundel County, MD Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Where is distress concentrating in Anne Arundel County, Maryland? DLRadar grades every Anne Arundel County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 27/100. Here is the 2026 Anne Arundel County breakdown.

  • Anne Arundel County's most distressed ZIP is 20794 at 27/100.
  • 42 ZIP codes tracked in Anne Arundel County, averaging 23/100 distress.
  • Anne Arundel County reads peak — home values up 2.2% year over year.
  • Vacancy runs 7.9% across Anne Arundel County's tracked ZIPs, with a 5.2% poverty rate.
  • The typical Anne Arundel County home is worth about $570,822 against a ~$121,414 median income.
  • Lending headwind in Anne Arundel County sits at 47/100 — a forward read on distressed supply.

Figures come from DLRadar's public-record distress index and refresh every month. Free to quote with credit to DLRadar (dlradar.com).

RankZIPComposite distress
12079427/100
22122627/100
32070125/100
42122525/100
52071123/100
62072423/100
72073323/100
82075123/100
92075523/100
102076423/100
112076523/100
122077623/100

Most distressed ZIP codes in Anne Arundel County (composite distress 0-100, 2026)

What is driving Anne Arundel County distress

Anne Arundel County's placement in the national index rests on public filings — a 23/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.

Anne Arundel County market phase and pricing

Phase for Anne Arundel County: peak (+2.2% YoY). As pricing power fades, listings sit longer and sellers become reachable.

See the distressed properties behind the data in Anne Arundel County

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Questions about this county

What is the most distressed ZIP code in Anne Arundel County, MD?

ZIP 20794 leads Anne Arundel County at 27/100, recomputed monthly from public records.

Which phase does Anne Arundel County sit in right now?

Anne Arundel County reads peak, with home prices up 2.2% year over year. Phase comes from FHFA House Price Index trajectory.

Can the Anne Arundel County figures be verified?

The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 42 ZIP codes in Anne Arundel County run through the identical model used nationwide, the figures compare directly against any other market.

How much do distress scores vary between Anne Arundel County ZIP codes?

A single county score papers over real variation. Across the Anne Arundel County ZIPs DLRadar ranks, scores run from 27/100 in 20794 down to 23/100 in 20776, against a Anne Arundel County average of 23/100. Those 4 points separate the ZIPs worth working in Anne Arundel County from the rest.

What do Anne Arundel County home values and vacancy say about distressed supply?

The typical Anne Arundel County home carries about $570,822 of value against a median household income near $121,414. Vacancy across Anne Arundel County's tracked ZIPs runs 7.9% and the poverty rate is 5.2%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Anne Arundel County's filings and its 47/100 lending headwind.

Related

A deterministic scoring of public filings. Nothing on this page constitutes investment, legal or financial advice. Monthly refresh from the live index.

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