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County and ZIP distress scoring, cycle phase, and the day's opportunities.

ZIP 21113 Foreclosure, Tax-Lien & Distress Report

Anne Arundel County, Maryland · Distress market

DLRadar grades ZIP 21113 (Anne Arundel County, Maryland) at a low 23/100 for overall property distress. Latent structural risk is 51/100 while live distress already moving reads 2/100. The sharpest non-environmental signals are structural risk (51/100), construction/permit lag (34/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (88/100), climate & FEMA risk (85/100).

The peak-phase market in 21113 posted values that rose 2.2% over the year, and 19% higher over three years, at 21/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 15,938 housing units across 21113. A median home runs $432,000 here, or 3.2 times local income. 4.8% of residents fall below the poverty threshold. 64% of housing is owner-occupied. The demographic-stress sub-score lands at 26/100. The vacancy rate is 3.8%. At $125,081, median income runs above typical U.S. levels. Around 41% of renters are cost-burdened. 38,053 residents call 21113 home, typically aged 36. Around 51% of adults hold a bachelor's degree or higher.

Overall 21113 looks resilient on the surface, so the edge is isolating individual stressed parcels. There is no property file for 21113 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 21113 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 21113 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 23/100 for 21113 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 21113 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

23/100
Composite stress
51/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 21113

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk85
Nine more distress signals are scored here

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

Snapshot: 21113 by the numbers

The live 21113 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

Loading ZIP 21113 stress data…

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Deterministic scoring, sourced entirely from public data · methodology

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