ZIP 20602 Foreclosure, Tax-Lien & Distress Report

Charles County, Maryland's ZIP 20602 registers 22/100 composite distress, which DLRadar reads as low. Structurally it carries 51/100, against 2/100 of stress already in motion. Property-level stress concentrates in construction/permit lag (89/100), structural risk (51/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (6/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (65/100).

Prices here sit in a peak phase: values rose 1.6% over the trailing year, and 13% higher over three years (phase confidence 20/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 29,425 with a median age of 35. A median home runs $376,800 here, or 3.3 times local income. The vacancy rate is 2.2%. About 29% have a four-year degree. Median household income is $108,733, above the U.S. median near $78,000. Rent burden reaches 39% of tenant households. Owners hold 67% of homes, renters 33%. 9.5% of residents fall below the poverty threshold. There are about 10,338 housing units across 20602. On demographic stress specifically, 20602 scores 29/100.

Overall, 20602 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 20602 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 20602's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 20602 shows blanks, not estimates, wherever the record is sparse.

20602's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 20602 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.