ZIP 20695 Foreclosure, Tax-Lien & Distress Report
Charles County, Maryland · Distress market
On DLRadar's 0-100 public-record scale, ZIP 20695 in Charles County, Maryland comes in at 22, a low composite-distress reading. The split runs 51/100 structural to 2/100 active on the ground. Its standout signals are construction/permit lag (89/100), structural risk (51/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (6/100) stay muted. It additionally carries heavy environmental risk: flood (NFIP) exposure (65/100).
The peak-phase market in 20695 posted values that rose 1.6% over the year, and 9% higher over three years (phase confidence 20/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
About 12,725 people live here, median age 39. The ZIP holds roughly 5,483 housing units. 85% of housing is owner-occupied. Around 34% of adults hold a bachelor's degree or higher. A median home runs $470,900 here, or 3.8 times local income. At $118,949, median income runs above typical U.S. levels. The vacancy rate is 0.3%. Around 48% of renters are cost-burdened. Roughly 9.9% live below the poverty line. DLRadar's demographic-stress index for the area reads 30/100.
Overall, 20695 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 20695's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 20695 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 22/100 for 20695 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 20695 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
ZIP 20695 distress signals, scored
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 20695 by the numbers
The live 20695 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Charles County ZIPs near 20695
Related reports across Charles County, Maryland
Keep going: ZIP, county and state distress coverage for Charles County, Maryland.
See every distressed parcel in 20695
Every distressed parcel in 20695 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Built from public records, scored the same way everywhere · methodology