ZIP 20695 Property Distress & Foreclosure Data

In Charles County, Maryland, ZIP 20695 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 51 and live distress 2 on the 0–100 scale. Its standout signals are construction/permit lag (87/100), structural risk (51/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (6/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (66/100).

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 9% higher over three years, at 32/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

12,725 residents call 20695 home, typically aged 39. There are about 5,483 housing units across 20695. The tenure split is 85% owner-occupied to 15% rented. About 34% have a four-year degree. A median home runs $470,900 here, or 3.8 times local income. Households earn a median $118,949 — above the roughly $78,000 national figure. Vacancy runs 0.3%. Rent burden reaches 48% of tenant households. Roughly 9.9% live below the poverty line. On demographic stress specifically, 20695 scores 30/100.

On balance, 20695 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.