ZIP 23221 Foreclosure, Tax-Lien & Distress Report
Richmond County, Virginia · Distress market
Composite property distress in 23221 (Richmond County, Virginia) lands at 24/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (79/100), flood (NFIP) exposure (75/100). The most distinctive pressure shows up in construction/permit lag (70/100), structural risk (56/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (8/100) register low. Latent structural risk is 56/100 while live distress already moving reads 2/100.
The peak-phase market in 23221 posted values that rose 3.1% over the year, and 21% higher over three years, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.
Population is roughly 14,180 with a median age of 36. The ZIP holds roughly 8,036 housing units. The demographic-stress sub-score lands at 31/100. Rent burden reaches 31% of tenant households. Owners hold 50% of homes, renters 50%. About 76% have a four-year degree. The vacancy rate is 4.5%. Median household income is $97,006, above the U.S. median near $78,000. The typical home is worth about $582,000 (5.6× income). 6.4% of residents fall below the poverty threshold.
Overall 23221 looks resilient on the surface, so the edge is isolating individual stressed parcels. Parcel-level detail for 23221 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Whether 23221 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 23221 can be compared directly against any other ZIP in Richmond County, Virginia or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 23221 shows blanks, not estimates, wherever the record is sparse.
Behind 23221's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 23221 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 23221’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 23221 by the numbers
A live read on 23221: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
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See every distressed parcel in 23221
Every distressed parcel in 23221 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
No modelling: every input is a public record · methodology