ZIP 23221 Property Distress & Foreclosure Data

Richmond County, Virginia's ZIP 23221 registers 22/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (79/100), flood (NFIP) exposure (76/100). The most distinctive pressure shows up in structural risk (50/100), construction/permit lag (46/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (8/100) stay muted. Structural exposure scores 50 and live distress 2 on the 0–100 scale.

Prices here sit in a peak phase: values rose 4.3% over the trailing year, and 21% higher over three years, at 30/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

14,180 residents call 23221 home, typically aged 36. There are about 8,036 housing units across 23221. DLRadar's demographic-stress index for the area reads 31/100. Rent burden reaches 31% of tenant households. Owners hold 50% of homes, renters 50%. Educational attainment sits at 76% bachelor's-or-above. Vacancy runs 4.5%. Median household income is $97,006, above the U.S. median near $78,000. Home values center near $582,000, an affordability ratio of 5.6×. 6.4% of residents fall below the poverty threshold.

On balance, 23221 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.