ZIP 23836 Foreclosure, Tax-Lien & Distress Report

ZIP 23836's composite property-distress score is 20/100 - DLRadar classes that as low for Chesterfield County, Virginia. Latent structural risk is 45/100 while live distress already moving reads 2/100. Environmental exposure also runs high (climate & FEMA risk (87/100), flood (NFIP) exposure (71/100)). Property-level stress concentrates in structural risk (45/100), construction/permit lag (19/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (6/100) register low.

Prices here sit in a peak phase: values rose 3.1% over the trailing year, and 22% higher over three years (phase confidence 18/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 5,704 housing units. A median home runs $356,400 here, or 3.3 times local income. Median household income is $102,114, above the U.S. median near $78,000. 72% of housing is owner-occupied. The demographic-stress sub-score lands at 26/100. Rent burden reaches 32% of tenant households. Vacancy runs 2.5%. The poverty rate is 4.8% — low. Population is roughly 13,891 with a median age of 40. About 38% have a four-year degree.

On balance, 23836 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. No parcel file is published for 23836 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 23836 read uses the identical scoring model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 23836 stays directly comparable to neighboring ZIPs and the rest of Chesterfield County, Virginia. The score is rebuilt from public data as it updates, so 23836 reflects the current record instead of a stale or modeled snapshot.

The 20/100 for 23836 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 23836 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.