ZIP 23120 Property Distress & Foreclosure Data

DLRadar grades ZIP 23120 (Chesterfield County, Virginia) at a low 23/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (83/100), flood (NFIP) exposure (67/100). Property-level stress concentrates in construction/permit lag (55/100), structural risk (52/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (7/100) register low. Structural risk reads 52/100 against active distress of 2/100.

The market reads peak — home values rose 4.3% year on year, and 22% higher over three years, at 30/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 17,240 people live here, median age 36. The tenure split is 97% owner-occupied to 3% rented. Vacancy runs 0.9%. Roughly 2.3% live below the poverty line, a low share typical of higher-equity areas. A median home runs $569,300 here, or 3.1 times local income. There are about 5,610 housing units across 23120. Rent burden reaches 40% of tenant households. About 64% have a four-year degree. On demographic stress specifically, 23120 scores 21/100. Households earn a median $166,676 — above the roughly $78,000 national figure.

Overall 23120 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.