ZIP 23112 Foreclosure, Tax-Lien & Distress Report

ZIP code 23112 in Chesterfield County, Virginia carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic distress index. Its standout signals are structural risk (45/100), construction/permit lag (19/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (6/100) stay muted. The latent-versus-live split is 45/100 structural and 2/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (86/100), flood (NFIP) exposure (71/100).

The market reads peak — home values rose 3.1% year on year, and 21% higher over three years, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 81% of homes, renters 19%. Rent burden reaches 38% of tenant households. The poverty rate is 5.3% — low. There are about 21,979 housing units across 23112. Median household income is $117,716, above the U.S. median near $78,000. Population is roughly 56,364 with a median age of 39. The demographic-stress sub-score lands at 24/100. Vacancy runs 3.0%. Educational attainment sits at 50% bachelor's-or-above. The typical home is worth about $398,400 (3.1× income, relatively affordable).

On balance, 23112 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. While 23112 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 23112's 20/100 can be lined up against any neighbor in Chesterfield County, Virginia or any ZIP coast to coast. Sparse data for 23112 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 23112 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. Treat 23112 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.