Loudoun County, VA: Foreclosures, Tax Liens & Distressed Properties

Loudoun County, Virginia is mapped parcel-to-ZIP by DLRadar's public-record distress engine. There are 21 scored ZIPs in the county (mean composite 19/100). Bank/credit headwind for the county is 45 on a 0–100 scale, a moderate reading. ZIP-level distress ranges from 25/100 at the top down to 13/100.

Currently peak, Loudoun County saw prices rise 3.4% year over year, at 23/100 phase confidence. This late in the run, the average masks the outliers as the ZIP scores below show.

At +3.4% YoY and 23/100 confidence, the discount lives in outliers well beyond the county average. A moderate 45/100 lender headwind means mixed owner- and bank-driven distress.

Leading Loudoun County on distress: 20120 (25/100), 22066 (25/100), 20105 (19/100), 20117 (19/100), 20129 (19/100), 20132 (19/100). The breakdown continues through 20141, 20147, 20148, 20152, 20158, 20164, 20165, 20166, 20175, 20176 and more.

Profile-wise, the Loudoun County ZIPs on file report typical home values near $806,440, 78% owner-occupancy, vacancy near 6.7%, a 5.6% poverty rate, a median age of 41.3, a median household income near $178,930 (above the US norm). These fundamentals frame which owners come under strain and how quickly stock clears.

Net of it all, 19/100 over 21 ZIPs means Loudoun County is a screen-by-ZIP market where the ZIP scores point. Inside DLRadar, each Loudoun County property carries owner, APN and address, a score, the bank behind the note and how fast it should sell.

The distress read for Loudoun County, Virginia is refreshed as new public records post and uses the same methodology coast to coast, so Loudoun County stays directly comparable to any other market you track.

Loudoun County, Virginia is best worked from the top of the score down; blanket outreach across Loudoun County dilutes effort that the ZIP-level numbers would have focused. Nothing in the Loudoun County read is modelled: recorder and court filings drive foreclosure and lien signals, FHFA sets the price cycle, FDIC the lender stress, and a thin source stays blank.

At the ZIP level, the sharpest readings in Loudoun County are 20120 (25/100), 22066 (25/100), 20105 (19/100), 20117 (19/100), 20129 (19/100), 20132 (19/100). DLRadar also scores 20141, 20147, 20148, 20152, 20158, 20164, 20165, 20166 and more across the county. Each code carries its own composite built from that ZIP's foreclosure, mortgage, tax-lien and lender signals, so two neighboring ZIPs can diverge sharply even inside one county.

DLRadar's composite for Loudoun County blends several independent signals — foreclosure and pre-foreclosure filings, mortgage stress, tax delinquency and liens, and the bank-stress headwind of the lenders operating locally — into one 0–100 score per ZIP, so a market can rank high on one axis and low on another.