Loudoun County, VA: Foreclosures, Tax Liens & Distressed Properties

Loudoun County, VA, Virginia: 21 ZIP codes scored, Loudoun County, VA averaging 17/100 (low, Loudoun, VA), from 10 to 23. Loudoun County, VA is in its peak phase (Loudoun, VA confidence 23/100): Loudoun, VA home prices up 3.4% (Loudoun, VA) over twelve months. Loudoun County, VA lender headwind: 45/100.

Highest-scoring Loudoun County, VA ZIPs: 22066 (23/100), 20120 (22/100), 20105 (17/100), 20117 (17/100), 20129 (17/100), 20132 (17/100). Also scored in Loudoun County, VA: 20141, 20147, 20148, 20152, 20158, 20164, 20165, 20166, 20175, 20176.

Across Loudoun County, VA's scored ZIPs: median home value $806,440, household income $178,930, 6.7% vacancy, 5.6% poverty, 78% owner-occupied, median age 41.3.

Loudoun County, VA insurance distress 0/100 (#3,147 in the US); FEMA hazard 0/100 for Loudoun, VA; 2 federal disaster declarations in Loudoun County, VA since 2023; Loudoun, VA construction distress 43/100.

20 banks with 74 branches lend in Loudoun County, VA; Loudoun, VA weighted bank stress 60/100, highest 84/100 in Loudoun, VA.

Loudoun County, VA unemployment 3.3% (Loudoun, VA -0.5 pts, six months); 2,273 new housing units permitted in Loudoun County, VA over twelve months, Loudoun, VA up 7% from 2,132; Loudoun, VA home prices +9.0% a year (Loudoun, VA) over three years.

147,003 housing units in Loudoun County, VA; 31,100 Loudoun, VA renter households; 42% of Loudoun, VA renters spend 30%+ of income on rent, 21% (Loudoun, VA) half or more.

Loudoun County, VA ranks #3,051 nationally on the opportunity index (Loudoun, VA, among all ranked counties); Loudoun, VA scores 22.6/100 and Loudoun, VA sits #117 inside Virginia. Loudoun, VA is in the weak opportunity phase; Loudoun, VA's primary driver is bank institutional, Loudoun, VA second driver construction; Loudoun, VA moved up 62 places. 62 short-sale listings across Loudoun, VA; 108 days on market observed in Loudoun, VA; 2.7% vacancy over 21 Loudoun, VA ZIPs.

0.1% of Loudoun County, VA mortgages were ninety-plus days late in December 2025; Loudoun, VA's thirty-to-eighty-nine-day share was 1.0% (CFPB county sample). Loudoun, VA's ninety-day rate is down 0.1 points on twelve months earlier; the Loudoun, VA peak since 2008 was 3.7% in October 2009; Virginia overall reads 0.8%.

Loudoun County, VA has 9 watched banks; 9 Loudoun, VA banks sit in an elevated band. Loudoun, VA footprints: Atlantic Union Bank (5 branches, stress 40) in Loudoun, VA; United Bank (5 branches, stress 36) in Loudoun, VA; Bank Of Clarke (3 branches, stress 63) in Loudoun, VA.

HUD lists 6 assisted multifamily properties in Loudoun County, VA with 1,401 units.

3,971 of the 147,003 housing units in Loudoun, VA sit vacant. Loudoun County, VA permitted 1,655 multifamily units in twelve months; Loudoun, VA's one-to-four unit structures added 618 units in Loudoun County, VA.