Amherst County, VA: Foreclosures, Tax Liens & Distressed Properties
Amherst County, VA, Virginia: 9 ZIP codes scored, Amherst County, VA averaging 13/100 (minimal, Amherst, VA), from 9 to 21. Amherst County, VA is in its peak phase (Amherst, VA confidence 27/100): Amherst, VA home prices up 3.7% (Amherst, VA) over twelve months. Amherst County, VA lender headwind: 76/100.
Highest-scoring Amherst County, VA ZIPs: 22922 (21/100), 22967 (19/100), 24526 (19/100), 24553 (16/100), 24483 (9/100), 24521 (9/100). Also scored in Amherst County, VA: 24572, 24574, 24595.
Across Amherst County, VA's scored ZIPs: median home value $225,375, household income $66,020, 15.0% vacancy, 13.4% poverty, 76% owner-occupied, median age 41.9.
Amherst County, VA insurance distress 0/100 (#3,133 in the US); FEMA hazard 0/100 for Amherst, VA; 2 federal disaster declarations in Amherst County, VA since 2023; Amherst, VA construction distress 54/100.
6 banks with 8 branches lend in Amherst County, VA; Amherst, VA weighted bank stress 62/100, highest 78/100 in Amherst, VA.
Amherst County, VA unemployment 3.5% (Amherst, VA -0.3 pts, six months); 101 new housing units permitted in Amherst County, VA over twelve months, Amherst, VA down 5% from 106; Amherst, VA home prices +10.4% a year (Amherst, VA) over three years.
14,364 housing units in Amherst County, VA; 2,743 Amherst, VA renter households; 40% of Amherst, VA renters spend 30%+ of income on rent, 21% (Amherst, VA) half or more.
Amherst County, VA ranks #2,676 nationally on the opportunity index (Amherst, VA, among all ranked counties); Amherst, VA scores 25.1/100 and Amherst, VA sits #82 inside Virginia. Amherst, VA is in the weak opportunity phase; Amherst, VA's primary driver is vacancy, Amherst, VA second driver construction; Amherst, VA moved down 226 places. 1 short-sale listings across Amherst, VA; 45 days on market observed in Amherst, VA; 11.0% vacancy over 9 Amherst, VA ZIPs.
No CFPB county sample covers Amherst County, VA. The metro area reading for Amherst, VA (Lynchburg, VA): 0.8% ninety-plus days late; Amherst, VA's thirty-to-eighty-nine share is 2.5% (Amherst, VA, December 2025 data); Virginia overall 0.8%.
Amherst County, VA has 3 watched banks; 3 Amherst, VA banks sit in an elevated band. Amherst, VA footprints: Bank Of The James (2 branches, stress 78) in Amherst, VA; First National Bank (1 branch, stress 62) in Amherst, VA; Carter Bank&Trust (1 branch, stress 35) in Amherst, VA.
HUD lists 1 assisted multifamily property in Amherst County, VA with 10 units; 10 Amherst, VA units are assisted.
1,670 of the 14,364 housing units in Amherst, VA sit vacant. Amherst County, VA permitted 0 multifamily units in twelve months; Amherst, VA's one-to-four unit structures added 101 units in Amherst County, VA.