Amherst County, VA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Amherst County, VA distress report, 2026: 9 ZIPs scored in Amherst, VA, Amherst, VA average 13/100; the top Amherst, VA ZIP is 22922 at 20/100; Amherst, VA market phase peak, Amherst, VA prices +3.7% year over year.
- Amherst, VA ranks #2,685 nationally (opportunity index); Amherst, VA #83 in Virginia; Amherst, VA index 25.0.
- Amherst, VA: no CFPB county sample; Amherst, VA metro area reading 0.8%.
- Amherst, VA ZIP phases: 9 peak.
- Amherst, VA residential listings tracked: 4 across 4 ZIPs; Amherst, VA candidate listings 2.
- Amherst, VA HUD assisted properties: 1 with 10 units.
- Amherst, VA lenders on watch: 3; largest Amherst, VA footprint Bank Of The James (2 branches).
- Amherst, VA most distressed ZIP: 22922 at 20/100.
Amherst, VA figures: DLRadar distress index; Amherst, VA inputs: CFPB, FHFA, HUD, FDIC; Amherst, VA rebuilt as sources refresh.
| Rank | Amherst, VA ZIP | Score |
|---|---|---|
| 1 | 22922 | 20/100 |
| 2 | 22967 | 18/100 |
| 3 | 24526 | 18/100 |
| 4 | 24553 | 15/100 |
| 5 | 24483 | 9/100 |
| 6 | 24521 | 9/100 |
| 7 | 24572 | 9/100 |
| 8 | 24574 | 9/100 |
| 9 | 24595 | 9/100 |
Most distressed Amherst, VA ZIPs (0-100, 2026)
Mortgage delinquency around Amherst, VA
No CFPB county sample covers Amherst, VA; the metro area reading for Amherst, VA (Lynchburg, VA): 0.8% ninety-plus; Amherst, VA area thirty-to-eighty-nine 2.5% (December 2025, Amherst, VA); Virginia overall 0.8%.
Opportunity index: Amherst, VA
Amherst, VA index 25.0, Amherst, VA phase weak; Amherst, VA primary driver vacancy, Amherst, VA second driver construction. Amherst, VA components: property stress 13.4, foreclosure pressure 13.4, listing discounts 15.9, bank stress 52.5, insurance 0.0; Amherst, VA pulse 29.3; Amherst, VA capital opportunity 18.5; Amherst, VA seven-day change -0.1%.
ZIP market phases inside Amherst, VA
9 Amherst, VA ZIPs carry a price-cycle phase; Amherst, VA ZIPs by phase (Amherst, VA), deepest drawdown first: peak, +3.6% YoY (Amherst, VA): 22922, 22967; peak, +4.8% YoY (Amherst, VA): 24483; peak, +3.7% YoY (Amherst, VA): 24521, 24526, 24572, 24574, Amherst, VA 24595; peak, +4.5% YoY (Amherst, VA): 24553.
Residential listings by Amherst, VA ZIP
Amherst, VA ZIPs with the most tracked Amherst, VA residential listings: 24521 2 listings, 1 candidates, bank pressure 60; 24572 2 listings, 1 candidates, bank pressure 60; 24574 0 listings, 0 candidates, bank pressure 60; 24595 0 listings, 0 candidates, bank pressure 60 (Amherst, VA). Amherst, VA totals: 4 listings; Amherst, VA candidates 2; active ZIPs 0.
HUD assisted housing in Amherst, VA
1 assisted properties with 10 units sit in Amherst, VA; largest Amherst, VA properties: Amherst Group Home (Madison Heights) 10 units, 10 assisted.
Lenders with branches in Amherst, VA
Amherst, VA lenders by branch count: Bank Of The James (Amherst, VA): stress 78, 2 branches low in Amherst, VA; First National Bank (Amherst, VA): stress 62, 1 branch moderate in Amherst, VA; Carter Bank&Trust (Amherst, VA): stress 35, 1 branch low in Amherst, VA.
Vacancy and permits, Amherst, VA
1,670 of 14,364 Amherst, VA housing units are vacant; Amherst, VA permits, twelve months: 0 multifamily units in Amherst, VA, 101 one-to-four unit units.
Work Amherst, VA at the parcel level
Every Amherst, VA parcel carries owner and address; every Amherst, VA parcel carries APN; Amherst, VA distress scores sit on the Amherst, VA live board.
Amherst, VA figures refresh with each source.
Amherst, VA questions
Most distressed ZIP code in Amherst County, VA?
ZIP 22922 leads Amherst, VA at 20/100; next in Amherst, VA: 22967 at 18/100; the Amherst, VA average is 13/100.
Where does Amherst County, VA rank for investment opportunity?
Amherst, VA is #2,685 among all ranked counties, #83 in Virginia; the Amherst, VA driver is vacancy; Amherst, VA moved down 231 places.
How many mortgages are delinquent in Amherst County, VA?
Amherst, VA takes the metro area reading of 0.8% for December 2025; no CFPB county sample covers Amherst, VA.
Which banks lend in Amherst County, VA?
3 watched lenders hold Amherst, VA branches; the largest Amherst, VA footprints are Bank Of The James (2), First National Bank (1), Carter Bank&Trust (1).
More on Amherst, VA
Amherst County, VA distress report: public-record figures for Amherst, VA; not legal advice for Amherst, VA; not tax or investment advice; verify every Amherst, VA record before acting.