Amherst County, VA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Amherst County, Virginia? DLRadar grades every Amherst County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 21/100. Here is the 2026 Amherst County breakdown.
- Amherst County's most distressed ZIP is 22922 at 21/100.
- 9 ZIP codes tracked in Amherst County, averaging 13/100 distress.
- Amherst County reads peak — home values up 3.7% year over year.
- Vacancy runs 15% across Amherst County's tracked ZIPs, with a 13.4% poverty rate.
- The typical Amherst County home is worth about $225,375 against a ~$66,020 median income.
- Lending headwind in Amherst County sits at 76/100 — a forward read on distressed supply.
All numbers: DLRadar's monthly public-record distress index. Reuse is welcome with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 22922 | 21/100 |
| 2 | 22967 | 19/100 |
| 3 | 24526 | 19/100 |
| 4 | 24553 | 15/100 |
| 5 | 24521 | 10/100 |
| 6 | 24483 | 9/100 |
| 7 | 24572 | 9/100 |
| 8 | 24574 | 9/100 |
| 9 | 24595 | 9/100 |
Most distressed ZIP codes in Amherst County (composite distress 0-100, 2026)
What is driving Amherst County distress
DLRadar builds Amherst County's distress picture only from records anyone can pull; its ZIPs average 13/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Amherst County market phase and pricing
The cycle in Amherst County is peak, with values up 3.7% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Amherst County
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Frequently asked questions
Which part of Amherst County, VA scores highest for distress?
ZIP 22922 leads Amherst County at 21/100, recomputed monthly from public records.
What market phase is Amherst County in?
Amherst County is classified peak with a 3.7% year-over-year increase, following the FHFA House Price Index.
How is the Amherst County data sourced?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 9 Amherst County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Amherst County ZIP codes?
The county figure is a blend, not a description. Across the Amherst County ZIPs DLRadar ranks, scores run from 21/100 in 22922 down to 9/100 in 24595, against a Amherst County average of 13/100. Because the gap runs to 12 points, Amherst County rewards ZIP-level precision.
What do Amherst County home values and vacancy say about distressed supply?
The typical Amherst County home carries about $225,375 of value against a median household income near $66,020. Vacancy across Amherst County's tracked ZIPs runs 15% and the poverty rate is 13.4%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Amherst County's foreclosure and tax-lien filings and its 76/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.