Winchester County, VA: Foreclosures, Tax Liens & Distressed Properties
Winchester County, VA, Virginia: 1 ZIP code scored, Winchester County, VA averaging 8/100 (minimal, Winchester, VA). Winchester County, VA is in its expansion phase (Winchester, VA confidence 36/100): Winchester, VA home prices up 6.3% (Winchester, VA) over twelve months. Winchester County, VA lender headwind: 56/100.
Highest-scoring Winchester County, VA ZIPs: 22601 (8/100).
Across Winchester County, VA's scored ZIPs: median home value $339,800, household income $66,542, 10.0% vacancy, 18.7% poverty, 42% owner-occupied, median age 36.8.
Winchester County, VA insurance distress 22/100 (#2,126 in the US); FEMA hazard 0/100 for Winchester, VA; 3 federal disaster declarations in Winchester County, VA since 2023; 3 Winchester, VA NFIP flood claims, $39K paid.
10 banks with 15 branches lend in Winchester County, VA; Winchester, VA weighted bank stress 62/100, highest 72/100 in Winchester, VA.
Winchester County, VA unemployment 3.8% (Winchester, VA -0.2 pts, six months); 306 new housing units permitted in Winchester County, VA over twelve months, Winchester, VA up 419% from 59; Winchester, VA home prices +9.9% a year (Winchester, VA) over three years.
12,541 housing units in Winchester County, VA; 6,544 Winchester, VA renter households; 47% of Winchester, VA renters spend 30%+ of income on rent, 23% (Winchester, VA) half or more.
Winchester County, VA ranks #2,952 nationally on the opportunity index (Winchester, VA, among all ranked counties); Winchester, VA scores 23.5/100 and Winchester, VA sits #104 inside Virginia. Winchester, VA is in the weak opportunity phase; Winchester, VA's primary driver is bank institutional, Winchester, VA second driver vacancy; Winchester, VA moved up 53 places. 3 short-sale listings across Winchester, VA; 116 days on market observed in Winchester, VA; 10.0% vacancy over 1 Winchester, VA ZIPs.
No CFPB county sample covers Winchester County, VA. The metro area reading for Winchester, VA (Winchester, VA-WV): 1.0% ninety-plus days late; Winchester, VA's thirty-to-eighty-nine share is 2.5% (Winchester, VA, December 2025 data); Virginia overall 0.8%.
Winchester County, VA has 6 watched banks; 6 Winchester, VA banks sit in an elevated band. Winchester, VA footprints: Farmers&Merchants Bank (3 branches, stress 72) in Winchester, VA; Bank Of Clarke (2 branches, stress 63) in Winchester, VA; First Bank (1 branch, stress 70) in Winchester, VA.
HUD lists 1 assisted multifamily property in Winchester County, VA with 140 units.
1,049 of the 12,541 housing units in Winchester, VA sit vacant. Winchester County, VA permitted 237 multifamily units in twelve months; Winchester, VA's one-to-four unit structures added 69 units in Winchester County, VA.