Chesapeake County, VA: Foreclosures, Tax Liens & Distressed Properties

Chesapeake County, VA, Virginia: 6 ZIP codes scored, Chesapeake County, VA averaging 18/100 (low, Chesapeake, VA). Chesapeake County, VA is in its peak phase (Chesapeake, VA confidence 30/100): Chesapeake, VA home prices up 3.4% (Chesapeake, VA) over twelve months. Chesapeake County, VA lender headwind: 48/100.

Highest-scoring Chesapeake County, VA ZIPs: 23320 (18/100), 23321 (18/100), 23322 (18/100), 23323 (18/100), 23324 (18/100), 23325 (18/100).

Across Chesapeake County, VA's scored ZIPs: median home value $348,283, household income $99,233, 4.1% vacancy, 10.1% poverty, 71% owner-occupied, median age 36.9.

Chesapeake County, VA insurance distress 25/100 (#1,955 in the US); FEMA hazard 0/100 for Chesapeake, VA; 2 federal disaster declarations in Chesapeake County, VA since 2023; 10 Chesapeake, VA NFIP flood claims, $89K paid.

11 banks with 27 branches lend in Chesapeake County, VA; Chesapeake, VA weighted bank stress 61/100, highest 77/100 in Chesapeake, VA.

Chesapeake County, VA unemployment 3.6% (Chesapeake, VA -0.2 pts, six months); 1,479 new housing units permitted in Chesapeake County, VA over twelve months, Chesapeake, VA up 113% from 694; Chesapeake, VA home prices +8.9% a year (Chesapeake, VA) over three years.

96,816 housing units in Chesapeake County, VA; 24,221 Chesapeake, VA renter households; 53% of Chesapeake, VA renters spend 30%+ of income on rent, 27% (Chesapeake, VA) half or more.

Chesapeake County, VA ranks #3,135 nationally on the opportunity index (Chesapeake, VA, among all ranked counties); Chesapeake, VA scores 21.7/100 and Chesapeake, VA sits #123 inside Virginia. Chesapeake, VA is in the weak opportunity phase; Chesapeake, VA's primary driver is bank institutional, Chesapeake, VA second driver listings discount; Chesapeake, VA moved up 69 places. 56 short-sale listings across Chesapeake, VA; 93 days on market observed in Chesapeake, VA; 3.7% vacancy over 6 Chesapeake, VA ZIPs.

0.8% of Chesapeake County, VA mortgages were ninety-plus days late in December 2025; Chesapeake, VA's thirty-to-eighty-nine-day share was 2.2% (CFPB county sample). Chesapeake, VA's ninety-day rate is up 0.1 points on twelve months earlier; the Chesapeake, VA peak since 2008 was 4.0% in March 2013; Virginia overall reads 0.8%.

Chesapeake County, VA has 2 watched banks; 2 Chesapeake, VA banks sit in an elevated band. Chesapeake, VA footprints: Atlantic Union Bank (3 branches, stress 40) in Chesapeake, VA; Townebank (2 branches, stress 36) in Chesapeake, VA.

HUD lists 18 assisted multifamily properties in Chesapeake County, VA with 2,241 units; 75 Chesapeake, VA units are assisted, 1 Chesapeake, VA properties under project-based Section 8.

3,190 of the 96,816 housing units in Chesapeake, VA sit vacant. Chesapeake County, VA permitted 791 multifamily units in twelve months; Chesapeake, VA's one-to-four unit structures added 688 units in Chesapeake County, VA.