Chesapeake County, VA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Chesapeake County, VA distress report, 2026: 6 ZIPs scored in Chesapeake, VA, Chesapeake, VA average 18/100; the top Chesapeake, VA ZIP is 23320 at 18/100; Chesapeake, VA market phase peak, Chesapeake, VA prices +3.4% year over year.
- Chesapeake, VA ranks #3,134 nationally (opportunity index); Chesapeake, VA #123 in Virginia; Chesapeake, VA index 21.7.
- Chesapeake, VA ninety-day mortgage delinquency 0.8% in December 2025; Chesapeake, VA twelve-month change +0.1%.
- Chesapeake, VA ZIP phases: 6 peak.
- Chesapeake, VA residential listings tracked: 124 across 6 ZIPs; Chesapeake, VA candidate listings 12.
- Chesapeake, VA HUD assisted properties: 18 with 2,241 units.
- Chesapeake, VA lenders on watch: 2; largest Chesapeake, VA footprint Atlantic Union Bank (3 branches).
- Chesapeake, VA most distressed ZIP: 23320 at 18/100.
Chesapeake, VA figures: DLRadar distress index; Chesapeake, VA inputs: CFPB, FHFA, HUD, FDIC; Chesapeake, VA rebuilt as sources refresh.
| Rank | Chesapeake, VA ZIP | Score |
|---|---|---|
| 1 | 23320 | 18/100 |
| 2 | 23321 | 18/100 |
| 3 | 23322 | 18/100 |
| 4 | 23323 | 18/100 |
| 5 | 23324 | 18/100 |
| 6 | 23325 | 18/100 |
Most distressed Chesapeake, VA ZIPs (0-100, 2026)
Mortgage delinquency in Chesapeake, VA
0.8% of Chesapeake, VA mortgages were ninety-plus days late (Chesapeake, VA, December 2025); Chesapeake, VA thirty-to-eighty-nine days late: 2.2%; Chesapeake, VA twelve-month change +0.1%; Chesapeake, VA peak since 2008: 4.0% (March 2013); Virginia overall 0.8%. Chesapeake, VA ninety-day series: Dec 24 0.7, Jan 25 0.9, Feb 25 1.0 (Chesapeake, VA), Mar 25 0.9, Apr 25 0.9, May 25 0.9 (Chesapeake, VA), Jun 25 0.9, Jul 25 0.8, Aug 25 1.1 (Chesapeake, VA), Sep 25 1.0, Oct 25 0.8, Nov 25 0.9 (Chesapeake, VA), Dec 25 0.8.
Opportunity index: Chesapeake, VA
Chesapeake, VA index 21.7, Chesapeake, VA phase weak; Chesapeake, VA primary driver bank institutional, Chesapeake, VA second driver listings discount. Chesapeake, VA components: property stress 7.0, foreclosure pressure 3.8, listing discounts 33.2, bank stress 52.4, insurance 0.0; Chesapeake, VA pulse 19.9; Chesapeake, VA capital opportunity 24.3; Chesapeake, VA seven-day change +0.5%.
ZIP market phases inside Chesapeake, VA
6 Chesapeake, VA ZIPs carry a price-cycle phase; Chesapeake, VA ZIPs by phase (Chesapeake, VA), deepest drawdown first: peak, +3.4% YoY (Chesapeake, VA): 23320, 23321, 23322, 23323, Chesapeake, VA 23324, 23325.
Residential listings by Chesapeake, VA ZIP
Chesapeake, VA ZIPs with the most tracked Chesapeake, VA residential listings: 23322 33 listings, 3 candidates, bank pressure 60; 23320 31 listings, 2 candidates, bank pressure 60; 23321 18 listings, 4 candidates, bank pressure 60; 23323 17 listings, 3 candidates, bank pressure 60 (Chesapeake, VA); 23324 16 listings, 0 candidates, bank pressure 60; 23325 9 listings, 0 candidates, bank pressure 60. Chesapeake, VA totals: 124 listings; Chesapeake, VA candidates 12; active ZIPs 6.
HUD assisted housing in Chesapeake, VA
18 assisted properties with 2,241 units sit in Chesapeake, VA; largest Chesapeake, VA properties: Cambridge Manor Apartments (Chesapeake) 480 units; Fenwick Manor And Fenwick Chase At Blenheim (Chesapeake) 288 units; Aura Towne Place (Chesapeake) 215 units in Chesapeake, VA; The Lakes Of Greenbrier (Chesapeake) 204 units; Tapestry Park (Chesapeake) 190 units; The Morgan (Chesapeake) 164 units.
Lenders with branches in Chesapeake, VA
Chesapeake, VA lenders by branch count: Atlantic Union Bank (Chesapeake, VA): stress 40, 3 branches low in Chesapeake, VA; Townebank (Chesapeake, VA): stress 36, 2 branches low in Chesapeake, VA.
Vacancy and permits, Chesapeake, VA
3,190 of 96,816 Chesapeake, VA housing units are vacant; Chesapeake, VA permits, twelve months: 791 multifamily units in Chesapeake, VA, 688 one-to-four unit units.
Work Chesapeake, VA at the parcel level
Every Chesapeake, VA parcel carries owner and address; every Chesapeake, VA parcel carries APN; Chesapeake, VA distress scores sit on the Chesapeake, VA live board.
Chesapeake, VA figures refresh with each source.
Chesapeake, VA questions
Most distressed ZIP code in Chesapeake County, VA?
ZIP 23320 leads Chesapeake, VA at 18/100; next in Chesapeake, VA: 23321 at 18/100; the Chesapeake, VA average is 18/100.
Where does Chesapeake County, VA rank for investment opportunity?
Chesapeake, VA is #3,134 among all ranked counties, #123 in Virginia; the Chesapeake, VA driver is bank institutional; Chesapeake, VA moved up 70 places.
How many mortgages are delinquent in Chesapeake County, VA?
0.8% of Chesapeake, VA mortgages were ninety-plus days late in December 2025; the Chesapeake, VA peak since 2008 was 4.0%.
Which banks lend in Chesapeake County, VA?
2 watched lenders hold Chesapeake, VA branches; the largest Chesapeake, VA footprints are Atlantic Union Bank (3), Townebank (2).
More on Chesapeake, VA
Chesapeake County, VA distress report: public-record figures for Chesapeake, VA; not legal advice for Chesapeake, VA; not tax or investment advice; verify every Chesapeake, VA record before acting.