Chesapeake County, VA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Chesapeake County, Virginia? DLRadar grades every Chesapeake County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 18/100. Here is the 2026 Chesapeake County breakdown.
- Chesapeake County's most distressed ZIP is 23320 at 18/100.
- 6 ZIP codes tracked in Chesapeake County, averaging 18/100 distress.
- Chesapeake County reads peak — home values up 3.4% year over year.
- Vacancy runs 4.1% across Chesapeake County's tracked ZIPs, with a 10.1% poverty rate.
- The typical Chesapeake County home is worth about $348,283 against a ~$99,233 median income.
- Lending headwind in Chesapeake County sits at 48/100 — a forward read on distressed supply.
All numbers: DLRadar's monthly public-record distress index. Reuse is welcome with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 23320 | 18/100 |
| 2 | 23321 | 18/100 |
| 3 | 23322 | 18/100 |
| 4 | 23323 | 18/100 |
| 5 | 23324 | 18/100 |
| 6 | 23325 | 18/100 |
Most distressed ZIP codes in Chesapeake County (composite distress 0-100, 2026)
What is driving Chesapeake County distress
Chesapeake County's placement in the national index rests on public filings — a 18/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Chesapeake County market phase and pricing
DLRadar places Chesapeake County in peak; prices moved up 3.4% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Chesapeake County
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Frequently asked
Where is distress highest inside Chesapeake County, VA?
ZIP 23320 leads Chesapeake County at 18/100, recomputed monthly from public records.
Is Chesapeake County expanding or contracting?
Chesapeake County currently sits in peak, with values up 3.4% year on year, based on FHFA price-index trajectory.
What is this Chesapeake County analysis built from?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 6 Chesapeake County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Chesapeake County ZIP codes?
Averaging the county conceals how uneven it is. Across the Chesapeake County ZIPs DLRadar ranks, scores run from 18/100 in 23320 down to 18/100 in 23325, against a Chesapeake County average of 18/100. With 0 points between best and worst, county-level targeting in Chesapeake County wastes effort.
What do Chesapeake County home values and vacancy say about distressed supply?
The typical Chesapeake County home carries about $348,283 of value against a median household income near $99,233. Vacancy across Chesapeake County's tracked ZIPs runs 4.1% and the poverty rate is 10.1%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Chesapeake County's foreclosure and lien filings and its 48/100 lending headwind.
Related
Scores are computed, not advised: public records, fixed formulas, monthly refresh. Not investment, legal or financial advice.