Chesapeake County, VA: Home-Insurance Distress & Forced-Sale Pressure
Chesapeake County, VA: 25/100 (moderate) home-insurance distress; Chesapeake, VA band LOW; Chesapeake, VA #1,955 of 3,222 counties; Chesapeake, VA #50 of 133 in Virginia; raw Chesapeake, VA 29.0; Chesapeake, VA coverage multiplier 0.85.
FEMA hazard, Chesapeake, VA: 0/100; Chesapeake, VA declarations, three years: 2; Chesapeake, VA five-year count 2 (severity 4.0); Chesapeake, VA ten-year 2.
Declared incidents on the Chesapeake, VA record: 2026 Winter Storm 2 (Chesapeake, VA).
NFIP claims, Chesapeake, VA, three years: 10; Chesapeake, VA payouts $89,160; per Chesapeake, VA claim $8,916; Chesapeake, VA claim-stress 72/100.
Chesapeake, VA monthly score rose, 24 (March 2026) to 25 (October 2026); Chesapeake, VA by month: March 24, April 24, May 24, June 24 (Chesapeake, VA), July 24, August 24, September 24, October 25.
Chesapeake, VA components: NFIP claims 72; Chesapeake, VA retreat index 25; Chesapeake, VA climate multiplier 0.85.
Construction distress, Chesapeake, VA: 0/100 as of August 2026 (Chesapeake, VA: 13/100 one-to-four unit, 0/100 multifamily).
Chesapeake, VA ZIPs, June 2026 (Chesapeake, VA, 6 highest): score 0 (Chesapeake, VA), climate 83 (Chesapeake, VA): 23320, 23321, 23322, 23323, Chesapeake, VA 23324, 23325.
DLRadar rescores Chesapeake, VA monthly; Chesapeake, VA readings join Chesapeake, VA foreclosure, lien and ownership parcels (Chesapeake, VA), so cost-squeezed Chesapeake, VA owners surface before listing.
Inside Virginia, Chesapeake County ranks 50th of 133 counties for home-insurance distress at 25/100; Richmond County (25/100) sits just above Chesapeake County, and Fairfax County (24/100) sits just below Chesapeake County.
Deterministic. Every Chesapeake County, VA signal traces to a public Chesapeake dataset (FEMA, NFIP, Census for Chesapeake, VA) · how insurance distress works in Chesapeake, VA · methodology
FAQ: Chesapeake County, VA insurance distress
What is the Chesapeake County, VA home-insurance-distress score?
Chesapeake, VA: 25/100 (LOW), #1,955 of 3,222, #50 in Virginia. FEMA hazard, Chesapeake, VA: 0/100; NFIP stress, Chesapeake, VA: 72/100; construction, Chesapeake, VA: 0/100; Chesapeake, VA rescores monthly.
Is Chesapeake County insurance distress getting better or worse (VA)?
Chesapeake, VA: 24 in March 2026; Chesapeake, VA: 25 in October 2026 (worse); Chesapeake, VA NFIP claims score 72.
How many flood-insurance claims has Chesapeake County, VA had?
Chesapeake, VA: 10 NFIP claims, three years; Chesapeake, VA paid $89,160; per Chesapeake, VA claim $8,916; carriers reprice Chesapeake, VA against that record.
Which Chesapeake County ZIP codes carry the most insurance distress (VA)?
Chesapeake, VA, June 2026: 23320 at 0, 23321 at 0, 23322 at 0, 23323 at 0; Chesapeake, VA climate scores there: 83, 83, 83, 83.
Why does Chesapeake, VA insurance distress create sellers?
A Chesapeake, VA premium outruns the Chesapeake, VA budget; a carrier leaves Chesapeake, VA; Chesapeake, VA carrying cost passes plan; Chesapeake, VA owners sell while current; Chesapeake, VA insurance distress leads Chesapeake, VA foreclosure data.