ZIP 23320 Property Distress & Foreclosure Data

Chesapeake County, Virginia's ZIP 23320 registers 18/100 composite distress, which DLRadar reads as low. Structural exposure scores 41 and live distress 2 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (83/100), flood (NFIP) exposure (71/100). The most distinctive pressure shows up in structural risk (41/100), institutional ownership (16/100), construction/permit lag (8/100). construction/permit lag (8/100) and mortgage stress (6/100) stay muted.

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 19% higher over three years, at 38/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $346,400, an affordability ratio of 4.0× — accessible. 8.3% of residents fall below the poverty threshold. 59,626 residents call 23320 home, typically aged 39. Owners hold 64% of homes, renters 36%. There are about 26,613 housing units across 23320. Vacancy runs 3.6%. DLRadar's demographic-stress index for the area reads 31/100. Median household income is $81,736, near the U.S. median near $78,000. Educational attainment sits at 38% bachelor's-or-above. Rent burden reaches 46% of tenant households.

On balance, 23320 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.