ZIP 23320 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 23320 (Chesapeake County, Virginia) lands at 18/100 — low on DLRadar's public-record scoring. The split runs 39/100 structural to 2/100 active on the ground. It additionally carries heavy environmental risk: climate & FEMA risk (83/100), flood (NFIP) exposure (71/100). What sets it apart are the readings on structural risk (39/100), institutional ownership (16/100), mortgage stress (6/100). By contrast, institutional ownership (16/100) and mortgage stress (6/100) register low.

The market reads peak — home values rose 3.4% year on year, and 19% higher over three years, at 30/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $346,400 here, or 4.0 times local income. 8.3% of residents fall below the poverty threshold. Population is roughly 59,626 with a median age of 39. Owners hold 64% of homes, renters 36%. There are about 26,613 housing units across 23320. The vacancy rate is 3.6%. DLRadar's demographic-stress index for the area reads 31/100. Households earn a median $81,736 — near the roughly $78,000 national figure. About 38% have a four-year degree. Around 46% of renters are cost-burdened.

Overall 23320 looks resilient on the surface, so the edge is isolating individual stressed parcels. No parcel file is published for 23320 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 23320 runs hot or quiet, its 18/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 23320 can be compared directly against any other ZIP in Chesapeake County, Virginia or nationwide. 23320 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

23320's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 23320 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.