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County and ZIP distress scoring, cycle phase, and the day's opportunities.

ZIP 23704 Foreclosure, Tax-Lien & Distress Report

Portsmouth County, Virginia · High Poverty market

On DLRadar's 0-100 public-record scale, ZIP 23704 in Portsmouth County, Virginia comes in at 21, a low composite-distress reading. The latent-versus-live split is 49/100 structural and 2/100 already moving. Environmental exposure also runs high (flood (NFIP) exposure (69/100)). Its heaviest discrete signals: construction/permit lag (76/100), structural risk (49/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (7/100) stay muted.

Prices here sit in a peak phase: values rose 3.4% over the trailing year, and 30% higher over three years (phase confidence 30/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $230,300 (4.4× income). The tenure split is 38% owner-occupied to 62% rented. 19,235 residents call 23704 home, typically aged 36. Educational attainment sits at 22% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 42/100. The vacancy rate is 9.3%. Median household income is $44,739, below the U.S. median near $78,000. Roughly 27.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 9,658 housing units. Rent burden reaches 53% of tenant households.

On the whole, 23704 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 23704 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 23704's 21/100 can be lined up against any neighbor in Portsmouth County, Virginia or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 23704, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 23704 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 21/100 roll-up. For an operator, 23704 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

21/100
Composite stress
49/100
Structural risk
2/100
Distress activity

ZIP 23704 distress signals, scored

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk56
9 further dimensions of distress are measured for this ZIP

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

Snapshot: 23704 by the numbers

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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