ZIP 23507 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 23507 in Norfolk County, Virginia comes in at 18, a low composite-distress reading. Environmental exposure also runs high (climate & FEMA risk (82/100), flood (NFIP) exposure (75/100)). The latent-versus-live split is 39/100 structural and 2/100 already moving. What sets it apart are the readings on structural risk (39/100), institutional ownership (17/100), mortgage stress (8/100). institutional ownership (17/100) and mortgage stress (8/100) stay muted.

The market reads peak — home values rose 3.4% year on year, and 10% higher over three years (phase confidence 30/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 3,588 housing units. Rent burden reaches 32% of tenant households. 10.6% of residents fall below the poverty threshold. The tenure split is 45% owner-occupied to 55% rented. Vacancy runs 7.0%. Home values center near $555,200, an affordability ratio of 5.2×. Educational attainment sits at 76% bachelor's-or-above. The demographic-stress sub-score lands at 31/100. Households earn a median $107,650 — above the roughly $78,000 national figure. Population is roughly 6,515 with a median age of 35.

Overall 23507 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 23507 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 18/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 23507, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 18/100 figure for 23507 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 23507 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.