ZIP 23509 Foreclosure, Tax-Lien & Distress Report

ZIP code 23509 in Norfolk County, Virginia carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (82/100), flood (NFIP) exposure (75/100). Structural risk reads 39/100 against active distress of 2/100. The sharpest non-environmental signals are structural risk (39/100), institutional ownership (17/100), mortgage stress (8/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (8/100).

Prices here sit in a peak phase: values rose 3.4% over the trailing year, and 13% higher over three years (phase confidence 30/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The poverty rate is 16.9% — high, a tax-stress and distress correlate. The ZIP holds roughly 5,961 housing units. Households earn a median $70,715 — near the roughly $78,000 national figure. About 29% have a four-year degree. About 12,912 people live here, median age 39. On demographic stress specifically, 23509 scores 32/100. Around 43% of renters are cost-burdened. The typical home is worth about $258,000 (3.4× income, relatively affordable). The vacancy rate is 11.0%. 62% of housing is owner-occupied.

Overall, 23509 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 23509 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 23509 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 18/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 23509 shows blanks, not estimates, wherever the record is sparse.

23509's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 23509 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.