ZIP 23321 Foreclosure, Tax-Lien & Distress Report
Chesapeake County, Virginia · Distress market
ZIP 23321's composite property-distress score is 18/100 - DLRadar classes that as low for Chesapeake County, Virginia. Its standout signals are structural risk (39/100), institutional ownership (16/100), mortgage stress (6/100). institutional ownership (16/100) and mortgage stress (6/100) stay muted. The latent-versus-live split is 39/100 structural and 2/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (83/100), flood (NFIP) exposure (71/100).
The peak-phase market in 23321 posted values that rose 3.4% over the year, and 19% higher over three years (phase confidence 30/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The tenure split is 77% owner-occupied to 23% rented. The demographic-stress sub-score lands at 29/100. Median household income is $98,257, above the U.S. median near $78,000. There are about 15,012 housing units across 23321. Roughly 8.5% live below the poverty line. About 39% have a four-year degree. A median home runs $367,900 here, or 3.6 times local income. The vacancy rate is 4.2%. Around 46% of renters are cost-burdened. 39,469 residents call 23321 home, typically aged 38.
Overall 23321 looks resilient on the surface, so the edge is isolating individual stressed parcels. There is no property file for 23321 at the moment; the composite and its components are still built from verifiable public records.
No ZIP is too small to score: 23321 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 18/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 23321, the field stays empty rather than modeled, and fills in as new documents post.
Behind 23321's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 23321 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 23321’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 23321 distress snapshot
The live 23321 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Nearby ZIPs in Chesapeake County
More distress data near 23321
Keep going: ZIP, county and state distress coverage for Chesapeake County, Virginia.
Unlock the full ZIP 23321 acquisition report
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Each signal above is traceable to an open dataset · methodology