ZIP 23322 Foreclosure, Tax-Lien & Distress Report
Chesapeake County, Virginia · Distress market
ZIP 23322's composite property-distress score is 18/100 - DLRadar classes that as low for Chesapeake County, Virginia. The split runs 39/100 structural to 2/100 active on the ground. Climate and flood risk are elevated too — climate & FEMA risk (83/100), flood (NFIP) exposure (71/100). Its heaviest discrete signals: structural risk (39/100), institutional ownership (16/100), mortgage stress (6/100). institutional ownership (16/100) and mortgage stress (6/100) stay muted.
The peak-phase market in 23322 posted values that rose 3.4% over the year, and 19% higher over three years (phase confidence 30/100). Topping markets hide individual distress behind strong averages.
66,079 residents call 23322 home, typically aged 41. The typical home is worth about $463,300 (3.4× income, relatively affordable). Owners hold 89% of homes, renters 11%. The vacancy rate is 2.8%. Rent burden reaches 40% of tenant households. At $133,522, median income runs above typical U.S. levels. Around 42% of adults hold a bachelor's degree or higher. The ZIP holds roughly 22,522 housing units. 5.3% of residents fall below the poverty threshold. On demographic stress specifically, 23322 scores 25/100.
Broadly, 23322 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Big metro or rural, 23322 runs through one identical public-record model, so its 18/100 sits on the same scale as every other ZIP in Chesapeake County, Virginia and the nation. Where the public record is thin for 23322, the field stays empty rather than modeled, and fills in as new documents post.
Each component behind 23322 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 18/100 roll-up. For an operator, 23322 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 23322
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 23322 distress snapshot
A live read on 23322: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
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Deterministic scoring, sourced entirely from public data · methodology