ZIP 27958 Foreclosure, Tax-Lien & Distress Report

ZIP code 27958 in Currituck County, North Carolina carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic distress index. Climate and flood risk are elevated too — flood (NFIP) exposure (86/100), FEMA disaster exposure (75/100). The latent-versus-live split is 54/100 structural and 9/100 already moving. The most distinctive pressure shows up in institutional ownership (60/100), structural risk (54/100), construction/permit lag (52/100). On the quiet end sit mortgage stress (29/100).

The market reads peak — home values rose 3.4% year on year, and 17% higher over three years (phase confidence 30/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $109,634 — above the roughly $78,000 national figure. Roughly 6.3% live below the poverty line, a low share typical of higher-equity areas. Around 47% of renters are cost-burdened. About 13,625 people live here, median age 38. Around 29% of adults hold a bachelor's degree or higher. A median home runs $404,900 here, or 3.5 times local income. Vacancy runs 3.6%. On demographic stress specifically, 27958 scores 28/100. The ZIP holds roughly 5,259 housing units. Owners hold 91% of homes, renters 9%.

Broadly, 27958 is a steadier market — the deals are the exceptions, not the rule. Parcel-level detail for 27958 is not published yet -- the ZIP-level readings above remain fully sourced.

No ZIP is too small to score: 27958 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 27958 shows blanks, not estimates, wherever the record is sparse.

Behind 27958's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 27958 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.