ZIP 27958 Property Distress & Foreclosure Data

ZIP code 27958 in Currituck County, North Carolina carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — FEMA disaster exposure (88/100), flood (NFIP) exposure (86/100). The latent-versus-live split is 62/100 structural and 9/100 already moving. What sets it apart are the readings on construction/permit lag (74/100), institutional ownership (66/100), structural risk (62/100). mortgage stress (29/100) stay muted.

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 17% higher over three years (phase confidence 38/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $109,634, median income runs above typical U.S. levels. The poverty rate is 6.3% — low. Around 47% of renters are cost-burdened. 13,625 residents call 27958 home, typically aged 38. Around 29% of adults hold a bachelor's degree or higher. The typical home is worth about $404,900 (3.5× income, relatively affordable). The vacancy rate is 3.6%. The demographic-stress sub-score lands at 28/100. The ZIP holds roughly 5,259 housing units. 91% of housing is owner-occupied.

Overall, 27958 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.