ZIP 27965 Property Distress & Foreclosure Data

Composite property distress in 27965 (Currituck County, North Carolina) lands at 27/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: FEMA disaster exposure (88/100), flood (NFIP) exposure (86/100). The latent-versus-live split is 62/100 structural and 9/100 already moving. The sharpest non-environmental signals are construction/permit lag (74/100), institutional ownership (66/100), structural risk (62/100). By contrast, mortgage stress (29/100) register low.

The market reads peak — home values rose 4.2% year on year (phase confidence 38/100). Topping markets hide individual distress behind strong averages.

Median household income is $61,864, below the U.S. median near $78,000. The vacancy rate is 0.0%. 21.7% of residents fall below the poverty threshold. Educational attainment sits at 16% bachelor's-or-above. Home values center near $334,000, an affordability ratio of 4.5×. Owners hold 92% of homes, renters 8%. Around 58% of renters are cost-burdened. About 433 people live here, median age 53. DLRadar's demographic-stress index for the area reads 36/100. The ZIP holds roughly 335 housing units.

Net-net, 27965 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.