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ZIP 27965 Foreclosure, Tax-Lien & Distress Report

Currituck County, North Carolina · High Poverty market

On DLRadar's 0-100 public-record scale, ZIP 27965 in Currituck County, North Carolina comes in at 25, a low composite-distress reading. It additionally carries heavy environmental risk: flood (NFIP) exposure (86/100), FEMA disaster exposure (84/100). On the structural side it scores 57/100, with 9/100 of stress already active. What sets it apart are the readings on institutional ownership (65/100), construction/permit lag (59/100), structural risk (57/100). mortgage stress (29/100) stay muted.

The peak-phase market in 27965 posted values that rose 3.4% over the year (phase confidence 30/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $61,864, below the U.S. median near $78,000. The vacancy rate is 0.0%. 21.7% of residents fall below the poverty threshold. Educational attainment sits at 16% bachelor's-or-above. The typical home is worth about $334,000 (4.5× income). Owners hold 92% of homes, renters 8%. Rent burden reaches 58% of tenant households. About 433 people live here, median age 53. The demographic-stress sub-score lands at 36/100. The ZIP holds roughly 335 housing units.

Taken together, 27965 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 27965 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 27965 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 27965 can be compared directly against any other ZIP in Currituck County, North Carolina or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 27965 shows blanks, not estimates, wherever the record is sparse.

The 25/100 figure for 27965 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 27965 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

25/100
Composite stress
57/100
Structural risk
9/100
Distress activity

Distress signal breakdown — ZIP 27965

Foreclosure activity0
Mortgage stress29
Climate / FEMA risk28
9 further distress layers are graded for 27965

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

Snapshot: 27965 by the numbers

A live read on 27965: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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