ZIP 27939 Foreclosure, Tax-Lien & Distress Report

In Currituck County, North Carolina, ZIP 27939 scores 24 of 100 for composite distress, a low level on DLRadar's distress index. On the structural side it scores 54/100, with 9/100 of stress already active. The sharpest non-environmental signals are institutional ownership (60/100), structural risk (54/100), construction/permit lag (52/100). On the quiet end sit mortgage stress (29/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (86/100), FEMA disaster exposure (77/100).

The peak-phase market in 27939 posted values that rose 3.4% over the year, and 56% higher over three years (phase confidence 30/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $306,100 here, or 4.8 times local income. Around 17% of renters are cost-burdened. Population is roughly 2,422 with a median age of 49. Educational attainment sits at 21% bachelor's-or-above. The tenure split is 75% owner-occupied to 25% rented. The vacancy rate is 11.3% — elevated. The demographic-stress sub-score lands at 30/100. There are about 1,217 housing units across 27939. The poverty rate is 5.0% — low. At $63,188, median income runs below typical U.S. levels.

Net-net, 27939 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 27939 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 27939 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 27939 can be compared directly against any other ZIP in Currituck County, North Carolina or nationwide. Where the record is thin for 27939, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 27939 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. Treat 27939 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.