ZIP 27974 Property Distress & Foreclosure Data

Composite property distress in 27974 (Camden County, North Carolina) lands at 16/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are institutional ownership (62/100), structural risk (35/100), mortgage stress (23/100). By contrast, mortgage stress (23/100) and construction/permit lag (13/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (88/100), flood (NFIP) exposure (63/100). On the structural side it scores 35/100, with 7/100 of stress already active.

The market reads peak — home values rose 4.2% year on year (phase confidence 38/100). Topping markets hide individual distress behind strong averages.

Owners hold 96% of homes, renters 4%. 1.0% of residents fall below the poverty threshold. The ZIP holds roughly 419 housing units. Around 0% of renters are cost-burdened. Median household income is $78,396, near the U.S. median near $78,000. Educational attainment sits at 11% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 17/100. The vacancy rate is 6.8%. About 906 people live here, median age 56. Home values center near $228,500, an affordability ratio of 2.1× — accessible.

Overall 27974 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.