ZIP 27974 Foreclosure, Tax-Lien & Distress Report

ZIP code 27974 in Camden County, North Carolina carries a composite property-distress score of 14/100 — a minimal reading on DLRadar's deterministic public-record index. The pressure is most legible in institutional ownership (60/100), structural risk (31/100), mortgage stress (23/100). structural risk (31/100) and mortgage stress (23/100) stay muted. It additionally carries heavy environmental risk: FEMA disaster exposure (84/100), flood (NFIP) exposure (62/100). The split runs 31/100 structural to 7/100 active on the ground.

The market reads peak — home values rose 3.4% year on year (phase confidence 30/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 96% owner-occupied to 4% rented. 1.0% of residents fall below the poverty threshold. There are about 419 housing units across 27974. Around 0% of renters are cost-burdened. Median household income is $78,396, near the U.S. median near $78,000. Around 11% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 17/100. The vacancy rate is 6.8%. Population is roughly 906 with a median age of 56. A median home runs $228,500 here, or 2.1 times local income.

Broadly, 27974 is a steadier market — the deals are the exceptions, not the rule. No parcel file is published for 27974 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 27974 read uses the identical public-record model applied coast to coast, which means its 14/100 score means exactly what it means anywhere else, and 27974 stays directly comparable to neighboring ZIPs and the rest of Camden County, North Carolina. Nothing here is interpolated — where a source is thin for 27974, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 27974's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 27974 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.