ZIP 27976 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 27976 (Camden County, North Carolina) returns a minimal composite of 14/100. Its heaviest discrete signals: institutional ownership (60/100), structural risk (31/100), mortgage stress (23/100). structural risk (31/100) and mortgage stress (23/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (84/100), flood (NFIP) exposure (62/100). Latent structural risk is 31/100 while live distress already moving reads 7/100.

Prices here sit in a peak phase: values rose 3.4% over the trailing year, and 45% higher over three years (phase confidence 30/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $349,800 here, or 3.1 times local income. The poverty rate is 6.6% — low. The ZIP holds roughly 1,388 housing units. On demographic stress specifically, 27976 scores 35/100. Households earn a median $96,835 — above the roughly $78,000 national figure. Owners hold 96% of homes, renters 4%. About 25% have a four-year degree. About 4,237 people live here, median age 44. Rent burden reaches 100% of tenant households. The vacancy rate is 0.0%.

On balance, 27976 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. While 27976 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 27976 runs hot or quiet, its 14/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 27976 can be compared directly against any other ZIP in Camden County, North Carolina or nationwide. Nothing here is interpolated — where a source is thin for 27976, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

27976's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 27976 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.