ZIP 27976 Property Distress & Foreclosure Data

ZIP code 27976 in Camden County, North Carolina carries a composite property-distress score of 16/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on institutional ownership (62/100), structural risk (35/100), mortgage stress (23/100). mortgage stress (23/100) and construction/permit lag (13/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (88/100), flood (NFIP) exposure (63/100). The latent-versus-live split is 35/100 structural and 7/100 already moving.

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 45% higher over three years (phase confidence 38/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $349,800 (3.1× income, relatively affordable). The poverty rate is 6.6% — low. The ZIP holds roughly 1,388 housing units. The demographic-stress sub-score lands at 35/100. At $96,835, median income runs above typical U.S. levels. 96% of housing is owner-occupied. Around 25% of adults hold a bachelor's degree or higher. 4,237 residents call 27976 home, typically aged 44. Around 100% of renters are cost-burdened. The vacancy rate is 0.0%.

On balance, 27976 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.