ZIP 23323 Property Distress & Foreclosure Data

DLRadar grades ZIP 23323 (Chesapeake County, Virginia) at a low 18/100 for overall property distress. Property-level stress concentrates in structural risk (41/100), institutional ownership (16/100), construction/permit lag (8/100). construction/permit lag (8/100) and mortgage stress (6/100) stay muted. The latent-versus-live split is 41/100 structural and 2/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (83/100), flood (NFIP) exposure (71/100).

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 16% higher over three years (phase confidence 38/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 15,077 housing units. Around 44% of renters are cost-burdened. Home values center near $388,300, an affordability ratio of 3.4× — accessible. The vacancy rate is 1.8%. 6.8% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 28/100. Educational attainment sits at 35% bachelor's-or-above. 43,383 residents call 23323 home, typically aged 36. Median household income is $105,912, above the U.S. median near $78,000. Owners hold 82% of homes, renters 18%.

On balance, 23323 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.