ZIP 23325 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 23325 (Chesapeake County, Virginia) at a low 18/100 for overall property distress. Property-level stress concentrates in structural risk (39/100), institutional ownership (16/100), mortgage stress (6/100). By contrast, institutional ownership (16/100) and mortgage stress (6/100) register low. Latent structural risk is 39/100 while live distress already moving reads 2/100. Climate and flood risk are elevated too — climate & FEMA risk (83/100), flood (NFIP) exposure (71/100).

Prices here sit in a peak phase: values rose 3.4% over the trailing year, and 15% higher over three years, at 30/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $73,666 — near the roughly $78,000 national figure. The tenure split is 61% owner-occupied to 39% rented. DLRadar's demographic-stress index for the area reads 32/100. About 28% have a four-year degree. 10.6% of residents fall below the poverty threshold. Population is roughly 19,236 with a median age of 35. Around 47% of renters are cost-burdened. Home values center near $272,000, an affordability ratio of 3.6× — accessible. Vacancy runs 2.7%. There are about 7,642 housing units across 23325.

Overall, 23325 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 23325 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 23325 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 18/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 23325, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 23325's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 23325 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.