Charlottesville County, VA: Foreclosures, Tax Liens & Distressed Properties
Charlottesville County, VA, Virginia: 5 ZIP codes scored, Charlottesville County, VA averaging 25/100 (low, Charlottesville, VA), from 17 to 27. Charlottesville County, VA is in its peak phase (Charlottesville, VA confidence 20/100): Charlottesville, VA home prices up 3.6% (Charlottesville, VA) over twelve months. Charlottesville County, VA lender headwind: 55/100.
Highest-scoring Charlottesville County, VA ZIPs: 22901 (27/100), 22902 (27/100), 22903 (27/100), 22904 (27/100), 22908 (17/100).
Across Charlottesville County, VA's scored ZIPs: median home value $488,033, household income $89,759, 5.4% vacancy, 14.5% poverty, 38% owner-occupied, median age 32.3.
Charlottesville County, VA insurance distress 20/100 (#2,328 in the US); FEMA hazard 0/100 for Charlottesville, VA; 3 federal disaster declarations in Charlottesville County, VA since 2023; 2 Charlottesville, VA NFIP flood claims, $10K paid; Charlottesville, VA construction distress 77/100.
11 banks with 16 branches lend in Charlottesville County, VA; Charlottesville, VA weighted bank stress 58/100, highest 78/100 in Charlottesville, VA.
Charlottesville County, VA unemployment 3.0% (Charlottesville, VA -0.2 pts, six months); 120 new housing units permitted in Charlottesville County, VA over twelve months, Charlottesville, VA down 33% from 179; Charlottesville, VA home prices +11.1% a year (Charlottesville, VA) over three years.
21,610 housing units in Charlottesville County, VA; 11,085 Charlottesville, VA renter households; 53% of Charlottesville, VA renters spend 30%+ of income on rent, 29% (Charlottesville, VA) half or more.
Charlottesville County, VA ranks #3,035 nationally on the opportunity index (Charlottesville, VA, among all ranked counties); Charlottesville, VA scores 22.8/100 and Charlottesville, VA sits #112 inside Virginia. Charlottesville, VA is in the weak opportunity phase; Charlottesville, VA's primary driver is bank institutional, Charlottesville, VA second driver construction; Charlottesville, VA moved down 229 places. 2 short-sale listings across Charlottesville, VA; 112 days on market observed in Charlottesville, VA; 6.9% vacancy over 5 Charlottesville, VA ZIPs.
No CFPB county sample covers Charlottesville County, VA. The metro area reading for Charlottesville, VA (Charlottesville, VA): 0.4% ninety-plus days late; Charlottesville, VA's thirty-to-eighty-nine share is 1.2% (Charlottesville, VA, December 2025 data); Virginia overall 0.8%.
Charlottesville County, VA has 7 watched banks; 7 Charlottesville, VA banks sit in an elevated band. Charlottesville, VA footprints: Virginia National Bank (3 branches, stress 47) in Charlottesville, VA; Bank Of The James (1 branch, stress 78) in Charlottesville, VA; Old Dominion National Bank (1 branch, stress 72) in Charlottesville, VA.
HUD lists 13 assisted multifamily properties in Charlottesville County, VA with 882 units; 36 Charlottesville, VA units are assisted, 1 Charlottesville, VA properties under project-based Section 8.
1,795 of the 21,610 housing units in Charlottesville, VA sit vacant. Charlottesville County, VA permitted 97 multifamily units in twelve months; Charlottesville, VA's one-to-four unit structures added 23 units in Charlottesville County, VA.