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Wise County, VA: Foreclosures, Tax Liens & Distressed Properties

Wise County, VA, Virginia: 8 ZIP codes scored, Wise County, VA averaging 21/100 (low, Wise, VA), from 20 to 22. Wise County, VA is in its expansion phase (Wise, VA confidence 30/100): Wise, VA home prices up 5.5% (Wise, VA) over twelve months. Wise County, VA lender headwind: 76/100.

Highest-scoring Wise County, VA ZIPs: 24283 (22/100), 24216 (21/100), 24230 (21/100), 24246 (21/100), 24279 (21/100), 24293 (21/100). Also scored in Wise County, VA: 24219, 24273.

Across Wise County, VA's scored ZIPs: median home value $109,643, household income $48,544, 13.6% vacancy, 18.2% poverty, 67% owner-occupied, median age 44.3.

Wise County, VA insurance distress 81/100 (#330 in the US); FEMA hazard 84/100 for Wise, VA; 8 federal disaster declarations in Wise County, VA since 2023; 6 Wise, VA NFIP flood claims, $126K paid; Wise, VA construction distress 3/100.

6 banks with 11 branches lend in Wise County, VA; Wise, VA weighted bank stress 66/100, highest 84/100 in Wise, VA.

Wise County, VA unemployment 4.9%; 50 new housing units permitted in Wise County, VA over twelve months, Wise, VA up 52% from 33; Wise, VA home prices +10.4% a year (Wise, VA) over three years.

16,627 housing units in Wise County, VA; 3,636 Wise, VA renter households; 32% of Wise, VA renters spend 30%+ of income on rent, 16% (Wise, VA) half or more.

Wise County, VA ranks #418 nationally on the opportunity index (Wise, VA, among all ranked counties); Wise, VA scores 33.9/100 and Wise, VA sits #11 inside Virginia. Wise, VA is in the peak_opportunity opportunity phase; Wise, VA's primary driver is vacancy, Wise, VA second driver bank institutional; Wise, VA moved up 544 places. 5 short-sale listings across Wise, VA; 72 days on market observed in Wise, VA; 14.9% vacancy over 8 Wise, VA ZIPs.

No CFPB county sample covers Wise County, VA. The non-metro area reading for Wise, VA: 1.2% ninety-plus days late; Wise, VA's thirty-to-eighty-nine share is 3.0% (Wise, VA, December 2025 data); Virginia overall 0.8%.

Wise County, VA has 5 watched banks; 5 Wise, VA banks sit in an elevated band. Wise, VA footprints: Miners Exchange Bank (4 branches, stress 84) in Wise, VA; Powell Valley National Bank (2 branches, stress 45) in Wise, VA; Trupoint Bank (1 branch, stress 71) in Wise, VA.

HUD lists 2 assisted multifamily properties in Wise County, VA with 20 units; 20 Wise, VA units are assisted, 2 Wise, VA properties under project-based Section 8.

2,722 of the 16,627 housing units in Wise, VA sit vacant. Wise County, VA permitted 0 multifamily units in twelve months; Wise, VA's one-to-four unit structures added 50 units in Wise County, VA.

Expansion
Market phase
5.5%
Wise, VA HPI YoY
0%
Drawdown
30
Wise confidence

Top Wise County ZIP codes by stress score

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