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Smyth County, VA: Foreclosures, Tax Liens & Distressed Properties

Smyth County, VA, Virginia: 10 ZIP codes scored, Smyth County, VA averaging 26/100 (low, Smyth, VA), from 22 to 30. Smyth County, VA is in its expansion phase (Smyth, VA confidence 30/100): Smyth, VA home prices up 5.5% (Smyth, VA) over twelve months. Smyth County, VA lender headwind: 54/100.

Highest-scoring Smyth County, VA ZIPs: 24316 (30/100), 24311 (28/100), 24354 (28/100), 24375 (28/100), 24319 (25/100), 24370 (25/100). Also scored in Smyth County, VA: 24368, 24318, 24378, 24236.

Across Smyth County, VA's scored ZIPs: median home value $118,256, household income $48,060, 24.4% vacancy, 15.5% poverty, 82% owner-occupied, median age 49.3.

Smyth County, VA insurance distress 89/100 (#156 in the US); FEMA hazard 91/100 for Smyth, VA; 12 federal disaster declarations in Smyth County, VA since 2023; 32 Smyth, VA NFIP flood claims, $724K paid; Smyth, VA construction distress 39/100.

3 banks with 9 branches lend in Smyth County, VA; Smyth, VA weighted bank stress 61/100, highest 65/100 in Smyth, VA.

Smyth County, VA unemployment 4.3% (Smyth, VA -0.9 pts, six months); 12 new housing units permitted in Smyth County, VA over twelve months, Smyth, VA up 0% from 12; Smyth, VA home prices +11.4% a year (Smyth, VA) over three years.

15,080 housing units in Smyth County, VA; 3,650 Smyth, VA renter households; 37% of Smyth, VA renters spend 30%+ of income on rent, 16% (Smyth, VA) half or more.

Smyth County, VA ranks #740 nationally on the opportunity index (Smyth, VA, among all ranked counties); Smyth, VA scores 32.2/100 and Smyth, VA sits #18 inside Virginia. Smyth, VA is in the early_signal opportunity phase; Smyth, VA's primary driver is vacancy, Smyth, VA second driver bank institutional; Smyth, VA moved down 146 places. 1 short-sale listings across Smyth, VA; 48 days on market observed in Smyth, VA; 17.2% vacancy over 10 Smyth, VA ZIPs.

No CFPB county sample covers Smyth County, VA. The non-metro area reading for Smyth, VA: 1.2% ninety-plus days late; Smyth, VA's thirty-to-eighty-nine share is 3.0% (Smyth, VA, December 2025 data); Virginia overall 0.8%.

Smyth County, VA has 2 watched banks; 2 Smyth, VA banks sit in an elevated band. Smyth, VA footprints: Bank Of Marion (6 branches, stress 65) in Smyth, VA; First Community Bank (1 branch, stress 35) in Smyth, VA.

HUD lists 2 assisted multifamily properties in Smyth County, VA with 128 units; 128 Smyth, VA units are assisted, 2 Smyth, VA properties under project-based Section 8.

2,421 of the 15,080 housing units in Smyth, VA sit vacant. Smyth County, VA permitted 0 multifamily units in twelve months; Smyth, VA's one-to-four unit structures added 12 units in Smyth County, VA.

Expansion
Market phase
5.5%
Smyth, VA HPI YoY
0%
Drawdown
30
Smyth confidence

Top Smyth County ZIP codes by stress score

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