Madison County, VA: Foreclosures, Tax Liens & Distressed Properties

Madison County, VA, Virginia: 22 ZIP codes scored, Madison County, VA averaging 16/100 (low, Madison, VA), from 12 to 18. Madison County, VA is in its expansion phase (Madison, VA confidence 30/100): Madison, VA home prices up 5.5% (Madison, VA) over twelve months. Madison County, VA lender headwind: 32/100.

Highest-scoring Madison County, VA ZIPs: 22960 (18/100), 22972 (18/100), 22973 (18/100), 22733 (17/100), 22701 (16/100), 22709 (16/100). Also scored in Madison County, VA: 22711, 22715, 22719, 22722, 22723, 22725, 22727, 22730, 22731, 22732.

Across Madison County, VA's scored ZIPs: median home value $418,241, household income $87,516, 10.2% vacancy, 7.3% poverty, 80% owner-occupied, median age 47.8.

Madison County, VA insurance distress 32/100 (#1,551 in the US); FEMA hazard 63/100 for Madison, VA; 4 federal disaster declarations in Madison County, VA since 2023; Madison, VA construction distress 83/100.

2 banks with 2 branches lend in Madison County, VA; Madison, VA weighted bank stress 54/100, highest 67/100 in Madison, VA.

Madison County, VA unemployment 3.0% (Madison, VA -0.4 pts, six months); 45 new housing units permitted in Madison County, VA over twelve months, Madison, VA down 33% from 67; Madison, VA home prices +10.6% a year (Madison, VA) over three years.

6,140 housing units in Madison County, VA; 1,102 Madison, VA renter households; 28% of Madison, VA renters spend 30%+ of income on rent, 15% (Madison, VA) half or more.

Madison County, VA ranks #2,202 nationally on the opportunity index (Madison, VA, among all ranked counties); Madison, VA scores 27.0/100 and Madison, VA sits #64 inside Virginia. Madison, VA is in the weak opportunity phase; Madison, VA's primary driver is construction, Madison, VA second driver bank institutional; Madison, VA moved down 65 places. 4 short-sale listings across Madison, VA; 70 days on market observed in Madison, VA; 8.6% vacancy over 22 Madison, VA ZIPs.

No CFPB county sample covers Madison County, VA. The non-metro area reading for Madison, VA: 1.2% ninety-plus days late; Madison, VA's thirty-to-eighty-nine share is 3.0% (Madison, VA, December 2025 data); Virginia overall 0.8%.

Madison County, VA has 1 watched bank; 1 Madison, VA bank sits in an elevated band. Madison, VA footprints: Atlantic Union Bank (1 branch, stress 40) in Madison, VA.

658 of the 6,140 housing units in Madison, VA sit vacant. Madison County, VA permitted 0 multifamily units in twelve months; Madison, VA's one-to-four unit structures added 45 units in Madison County, VA.