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Carroll County, VA: Foreclosures, Tax Liens & Distressed Properties

Carroll County, VA, Virginia: 17 ZIP codes scored, Carroll County, VA averaging 22/100 (low, Carroll, VA), from 15 to 25. Carroll County, VA is in its expansion phase (Carroll, VA confidence 30/100): Carroll, VA home prices up 5.5% (Carroll, VA) over twelve months. Carroll County, VA lender headwind: 57/100.

Highest-scoring Carroll County, VA ZIPs: 24325 (25/100), 24328 (25/100), 24343 (25/100), 24351 (25/100), 24352 (25/100), 24381 (25/100). Also scored in Carroll County, VA: 24312, 24317, 24347, 24350, 24360, 24330, 24333, 24105, 24053, 24120.

Across Carroll County, VA's scored ZIPs: median home value $159,429, household income $51,630, 24.7% vacancy, 16.4% poverty, 80% owner-occupied, median age 49.2.

Carroll County, VA insurance distress 83/100 (#286 in the US); FEMA hazard 91/100 for Carroll, VA; 12 federal disaster declarations in Carroll County, VA since 2023; 3 Carroll, VA NFIP flood claims, $74K paid; Carroll, VA construction distress 49/100.

4 banks with 5 branches lend in Carroll County, VA; Carroll, VA weighted bank stress 52/100, highest 65/100 in Carroll, VA.

Carroll County, VA unemployment 3.6% (Carroll, VA -0.7 pts, six months); 75 new housing units permitted in Carroll County, VA over twelve months, Carroll, VA up 0% from 75; Carroll, VA home prices +10.1% a year (Carroll, VA) over three years.

16,696 housing units in Carroll County, VA; 2,769 Carroll, VA renter households; 26% of Carroll, VA renters spend 30%+ of income on rent, 18% (Carroll, VA) half or more.

Carroll County, VA ranks #151 nationally on the opportunity index (Carroll, VA, among all ranked counties); Carroll, VA scores 36.3/100 and Carroll, VA sits #3 inside Virginia. Carroll, VA is in the strong_buy opportunity phase; Carroll, VA's primary driver is vacancy, Carroll, VA second driver construction; Carroll, VA moved up 551 places. 14 short-sale listings across Carroll, VA; 49 days on market observed in Carroll, VA; 23.9% vacancy over 17 Carroll, VA ZIPs.

No CFPB county sample covers Carroll County, VA. The non-metro area reading for Carroll, VA: 1.2% ninety-plus days late; Carroll, VA's thirty-to-eighty-nine share is 3.0% (Carroll, VA, December 2025 data); Virginia overall 0.8%.

Carroll County, VA has 3 watched banks; 3 Carroll, VA banks sit in an elevated band. Carroll, VA footprints: Skyline National Bank (2 branches, stress 65) in Carroll, VA; First Community Bank (1 branch, stress 35) in Carroll, VA; Carter Bank&Trust (1 branch, stress 35) in Carroll, VA.

HUD lists 1 assisted multifamily property in Carroll County, VA with 48 units; 48 Carroll, VA units are assisted, 1 Carroll, VA properties under project-based Section 8.

4,120 of the 16,696 housing units in Carroll, VA sit vacant. Carroll County, VA permitted 0 multifamily units in twelve months; Carroll, VA's one-to-four unit structures added 75 units in Carroll County, VA.

Expansion
Market phase
5.5%
Carroll, VA HPI YoY
0%
Drawdown
30
Carroll confidence

Highest-distress Carroll County ZIP codes

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