ZIP 24312 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 24312 (Carroll County, Virginia) returns a low composite of 25/100. Climate and flood risk are elevated too — FEMA disaster exposure (89/100), flood (NFIP) exposure (75/100). Its heaviest discrete signals: institutional ownership (65/100), structural risk (56/100), construction/permit lag (42/100). mortgage stress (25/100) stay muted. Structurally it carries 56/100, against 8/100 of stress already in motion.

Prices here sit in a expansion phase: values rose 5.5% over the trailing year, at 30/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 1,040 housing units. A median home runs $162,200 here, or 3.5 times local income. Median household income is $38,993, below the U.S. median near $78,000. The tenure split is 58% owner-occupied to 42% rented. Educational attainment sits at 14% bachelor's-or-above. On demographic stress specifically, 24312 scores 41/100. The vacancy rate is 29.2% — elevated. The poverty rate is 22.8% — high, a tax-stress and distress correlate. Population is roughly 1,586 with a median age of 50. Around 66% of renters are cost-burdened.

Net-net, 24312 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 24312 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 24312's 25/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 24312, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

24312's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 24312 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.