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Lynchburg County, VA: Foreclosures, Tax Liens & Distressed Properties

Lynchburg County, VA, Virginia: 6 ZIP codes scored, Lynchburg County, VA averaging 17/100 (low, Lynchburg, VA), from 11 to 22. Lynchburg County, VA is in its peak phase (Lynchburg, VA confidence 27/100): Lynchburg, VA home prices up 3.7% (Lynchburg, VA) over twelve months. Lynchburg County, VA lender headwind: 71/100.

Highest-scoring Lynchburg County, VA ZIPs: 24551 (22/100), 24503 (18/100), 24504 (17/100), 24501 (16/100), 24502 (15/100), 24515 (11/100).

Across Lynchburg County, VA's scored ZIPs: median home value $258,540, household income $70,198, 12.7% vacancy, 14.8% poverty, 62% owner-occupied, median age 34.2.

Lynchburg County, VA insurance distress 0/100 (#3,165 in the US); FEMA hazard 0/100 for Lynchburg, VA; 2 federal disaster declarations in Lynchburg County, VA since 2023; Lynchburg, VA construction distress 48/100.

12 banks with 25 branches lend in Lynchburg County, VA; Lynchburg, VA weighted bank stress 63/100, highest 78/100 in Lynchburg, VA.

Lynchburg County, VA unemployment 4.9% (Lynchburg, VA -0.4 pts, six months); 252 new housing units permitted in Lynchburg County, VA over twelve months, Lynchburg, VA up 17% from 216; Lynchburg, VA home prices +11.1% a year (Lynchburg, VA) over three years.

34,208 housing units in Lynchburg County, VA; 14,611 Lynchburg, VA renter households; 46% of Lynchburg, VA renters spend 30%+ of income on rent, 26% (Lynchburg, VA) half or more.

Lynchburg County, VA ranks #2,494 nationally on the opportunity index (Lynchburg, VA, among all ranked counties); Lynchburg, VA scores 25.9/100 and Lynchburg, VA sits #72 inside Virginia. Lynchburg, VA is in the weak opportunity phase; Lynchburg, VA's primary driver is vacancy, Lynchburg, VA second driver construction; Lynchburg, VA moved down 206 places. 5 short-sale listings across Lynchburg, VA; 118 days on market observed in Lynchburg, VA; 11.5% vacancy over 6 Lynchburg, VA ZIPs.

No CFPB county sample covers Lynchburg County, VA. The metro area reading for Lynchburg, VA (Lynchburg, VA): 0.8% ninety-plus days late; Lynchburg, VA's thirty-to-eighty-nine share is 2.5% (Lynchburg, VA, December 2025 data); Virginia overall 0.8%.

Lynchburg County, VA has 7 watched banks; 7 Lynchburg, VA banks sit in an elevated band. Lynchburg, VA footprints: Bank Of The James (5 branches, stress 78) in Lynchburg, VA; First National Bank (3 branches, stress 62) in Lynchburg, VA; Select Bank (2 branches, stress 72) in Lynchburg, VA.

HUD lists 11 assisted multifamily properties in Lynchburg County, VA with 1,343 units; 250 Lynchburg, VA units are assisted, 2 Lynchburg, VA properties under project-based Section 8.

5,507 of the 34,208 housing units in Lynchburg, VA sit vacant. Lynchburg County, VA permitted 0 multifamily units in twelve months; Lynchburg, VA's one-to-four unit structures added 252 units in Lynchburg County, VA.

Peak
Market phase
3.7%
Lynchburg, VA HPI YoY
0%
Drawdown
27
Lynchburg confidence

Top Lynchburg County ZIP codes by stress score

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