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Charles City County, VA: Foreclosures, Tax Liens & Distressed Properties

Charles City County, VA, Virginia: 5 ZIP codes scored, Charles City County, VA averaging 11/100 (minimal, Charles City, VA), from 2 to 20. Charles City County, VA is in its peak phase (Charles City, VA confidence 18/100): Charles City, VA home prices up 3.1% (Charles City, VA) over twelve months. Charles City County, VA lender headwind: 49/100.

Highest-scoring Charles City County, VA ZIPs: 23231 (20/100), 23185 (17/100), 23140 (11/100), 23030 (3/100), 23147 (2/100).

Across Charles City County, VA's scored ZIPs: median home value $329,400, household income $91,254, 8.9% vacancy, 9.3% poverty, 80% owner-occupied, median age 45.3.

Charles City County, VA insurance distress 0/100 (#3,136 in the US); FEMA hazard 0/100 for Charles City, VA; 2 federal disaster declarations in Charles City County, VA since 2023; Charles City, VA construction distress 22/100.

1 bank with 1 branch lend in Charles City County, VA; Charles City, VA weighted bank stress 62/100.

Charles City County, VA unemployment 3.8% (Charles City, VA -0.1 pts, six months); 40 new housing units permitted in Charles City County, VA over twelve months, Charles City, VA up 48% from 27; Charles City, VA home prices +8.7% a year (Charles City, VA) over three years.

3,270 housing units in Charles City County, VA; 420 Charles City, VA renter households; 35% of Charles City, VA renters spend 30%+ of income on rent, 24% (Charles City, VA) half or more.

Charles City County, VA ranks #1,746 nationally on the opportunity index (Charles City, VA, among all ranked counties); Charles City, VA scores 28.6/100 and Charles City, VA sits #46 inside Virginia. Charles City, VA is in the early_signal opportunity phase; Charles City, VA's primary driver is bank institutional, Charles City, VA second driver construction; Charles City, VA moved up 240 places. 1 short-sale listings across Charles City, VA; 84 days on market observed in Charles City, VA; 8.3% vacancy over 5 Charles City, VA ZIPs.

No CFPB county sample covers Charles City County, VA. The metro area reading for Charles City, VA (Richmond, VA): 1.0% ninety-plus days late; Charles City, VA's thirty-to-eighty-nine share is 1.8% (Charles City, VA, December 2025 data); Virginia overall 0.8%.

359 of the 3,270 housing units in Charles City, VA sit vacant. Charles City County, VA permitted 0 multifamily units in twelve months; Charles City, VA's one-to-four unit structures added 40 units in Charles City County, VA.

Peak
Market phase
3.1%
Charles City, VA HPI YoY
0%
Drawdown
18
Charles City confidence

Charles City County ZIPs ranked by distress

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