Charles City County, VA: Foreclosures, Tax Liens & Distressed Properties

Across Charles City County, Virginia, DLRadar grades every ZIP for foreclosure, mortgage, tax and bank-stress distress. Coverage runs to 5 ZIPs across Charles City County, a minimal 12/100 average. Across its ZIPs, composite distress spans 2 to 22 out of 100. On bank and credit headwind, Charles City County scores 49/100.

The peak-phase county posted home values that rose 3.1% over twelve months, a 18/100-confidence read. With values leveling off, broad sweeps stop paying with opportunity concentrated by ZIP.

At +3.1% YoY and 18/100 confidence, the discount lives in outliers so the headline market won't hand it over. A moderate 49/100 lender headwind points to a blend the ZIP scores sort out.

Leading Charles City County on distress: 23231 (22/100), 23185 (18/100), 23140 (12/100), 23030 (4/100), 23147 (2/100).

Profile-wise, Charles City County's tracked footprint come in at home values averaging roughly $329,400, in line with the US, a median household income near $91,254 (above the US norm), 80% owner-occupancy, a median age of 45.3, a 9.3% poverty rate, vacancy near 8.9%. These fundamentals signal who is forced to sell and how readily the market absorbs it.

At 12/100 composite over 5 ZIPs, distress here is parcel-specific — work it parcel by parcel. Inside DLRadar, each Charles City County property carries owner and contact detail, APN, score, bank exposure and an exit-velocity estimate.

The distress read for Charles City County, Virginia is refreshed as new public records post and uses the same methodology coast to coast, so Charles City County stays directly comparable to any other market you track.

Used properly, Charles City County, Virginia's scores are a triage layer: they rank where motivated sellers cluster so acquisition spend goes to the ZIPs that convert rather than across Charles City County as a whole. Nothing in the Charles City County read is modelled: recorder and court filings drive foreclosure and lien signals, FHFA sets the price cycle, FDIC the lender stress, and a thin source stays blank.

At the ZIP level, the sharpest readings in Charles City County are 23231 (22/100), 23185 (18/100), 23140 (12/100), 23030 (4/100), 23147 (2/100). Each code carries its own composite built from that ZIP's foreclosure, mortgage, tax-lien and lender signals, so two neighboring ZIPs can diverge sharply even inside one county.

Under Charles City County's headline composite sit distinct layers — recorded foreclosures, tax and lien delinquency, mortgage stress and bank headwind — each scored separately before they roll up, so the same total can describe very different markets.