ZIP 23185 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 23185 (James City County, Virginia) lands at 18/100 — low on DLRadar's public-record scoring. Structural risk reads 42/100 against active distress of 2/100. The pressure is most legible in construction/permit lag (64/100), structural risk (42/100), institutional ownership (13/100). institutional ownership (13/100) and mortgage stress (6/100) stay muted.

The peak-phase market in 23185 posted values that rose 3.4% over the year, and 21% higher over three years, at 30/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $103,507, above the U.S. median near $78,000. 7.7% of residents fall below the poverty threshold. The vacancy rate is 14.1% — elevated. Educational attainment sits at 52% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 30/100. There are about 22,873 housing units across 23185. Rent burden reaches 45% of tenant households. Home values center near $429,500, an affordability ratio of 4.0× — accessible. 73% of housing is owner-occupied. 54,411 residents call 23185 home, typically aged 40.

On the whole, 23185 leans distressed, with opportunity clustered in specific stressed parcels. 23185 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 23185 runs through one identical public-record model, so its 18/100 sits on the same scale as every other ZIP in James City County, Virginia and the nation. 23185 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

23185's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 23185 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.