ZIP 23185 Property Distress & Foreclosure Data

Composite property distress in 23185 (James City County, Virginia) lands at 20/100 — low on DLRadar's public-record scoring. On the structural side it scores 46/100, with 2/100 of stress already active. The sharpest non-environmental signals are construction/permit lag (76/100), structural risk (46/100), institutional ownership (14/100). institutional ownership (14/100) and mortgage stress (6/100) stay muted.

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 21% higher over three years (phase confidence 37/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $103,507, above the U.S. median near $78,000. 7.7% of residents fall below the poverty threshold. The vacancy rate is 14.1% — elevated. Educational attainment sits at 52% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 30/100. The ZIP holds roughly 22,873 housing units. Around 45% of renters are cost-burdened. Home values center near $429,500, an affordability ratio of 4.0× — accessible. Owners hold 73% of homes, renters 27%. 54,411 residents call 23185 home, typically aged 40.

Taken together, 23185 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.