ZIP 23696 Property Distress & Foreclosure Data

ZIP code 23696 in York County, Virginia carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 41/100 against active distress of 2/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (69/100). What sets it apart are the readings on construction/permit lag (41/100), structural risk (41/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (7/100) register low.

The market reads peak — home values rose 4.2% year on year, and 17% higher over three years, at 38/100 phase confidence. Topping markets hide individual distress behind strong averages.

The tenure split is 92% owner-occupied to 8% rented. There are about 1,460 housing units across 23696. Households earn a median $138,409 — above the roughly $78,000 national figure. Rent burden reaches 61% of tenant households. About 3,987 people live here, median age 41. About 44% have a four-year degree. Vacancy runs 6.1%. On demographic stress specifically, 23696 scores 27/100. A median home runs $427,100 here, or 3.0 times local income. Roughly 4.6% live below the poverty line, a low share typical of higher-equity areas.

Overall 23696 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.