ZIP 23696 Foreclosure, Tax-Lien & Distress Report

ZIP 23696's composite property-distress score is 18/100 - DLRadar classes that as low for York County, Virginia. Structural risk reads 42/100 against active distress of 2/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (68/100). What sets it apart are the readings on construction/permit lag (47/100), structural risk (42/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (7/100) stay muted.

Prices here sit in a peak phase: values rose 3.4% over the trailing year, and 17% higher over three years (phase confidence 30/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 92% of homes, renters 8%. The ZIP holds roughly 1,460 housing units. Households earn a median $138,409 — above the roughly $78,000 national figure. Around 61% of renters are cost-burdened. Population is roughly 3,987 with a median age of 41. About 44% have a four-year degree. The vacancy rate is 6.1%. On demographic stress specifically, 23696 scores 27/100. A median home runs $427,100 here, or 3.0 times local income. The poverty rate is 4.6% — low.

On balance, 23696 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. 23696 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 23696 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 18/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 23696 shows blanks, not estimates, wherever the record is sparse.

Each component behind 23696 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 18/100 roll-up. For a buyer, 23696 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.