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ZIP 23692 Foreclosure, Tax-Lien & Distress Report

York County, Virginia · Distress market

ZIP code 23692 in York County, Virginia carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. Latent structural risk is 42/100 while live distress already moving reads 2/100. Climate and flood risk are elevated too — flood (NFIP) exposure (68/100). Property-level stress concentrates in construction/permit lag (47/100), structural risk (42/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (7/100) stay muted.

The peak-phase market in 23692 posted values that rose 3.4% over the year, and 17% higher over three years (phase confidence 30/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 78% of homes, renters 22%. Households earn a median $106,668 — above the roughly $78,000 national figure. The typical home is worth about $417,200 (3.8× income, relatively affordable). The vacancy rate is 3.5%. About 19,208 people live here, median age 44. There are about 7,937 housing units across 23692. Roughly 4.0% live below the poverty line, a low share typical of higher-equity areas. Educational attainment sits at 50% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 26/100. Rent burden reaches 34% of tenant households.

On balance, 23692 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 23692 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 18/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 23692, the field stays empty rather than modeled, and fills in as new documents post.

The 18/100 figure for 23692 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 23692 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

18/100
Composite stress
42/100
Structural risk
2/100
Distress activity

ZIP 23692 distress signals, scored

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk56
23692 carries 9 additional scored dimensions

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

The 23692 distress snapshot

Current distress, phase, housing and lender-pressure figures for 23692, drawn from the same report attached to each property.

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Each signal above is traceable to an open dataset · methodology

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