ZIP 23081 Property Distress & Foreclosure Data

Composite property distress in 23081 (James City County, Virginia) lands at 22/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: flood (NFIP) exposure (61/100). The sharpest non-environmental signals are construction/permit lag (87/100), structural risk (51/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) register low. Structural exposure scores 51 and live distress 0 on the 0–100 scale.

The market reads peak — home values rose 4.2% year on year, at 38/100 phase confidence. Topping markets hide individual distress behind strong averages.

Overall 23081 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

22/100
Composite stress
51/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 23081

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk59
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in James City County

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Deterministic. Every signal traces to a public dataset · methodology