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ZIP 23081 Foreclosure, Tax-Lien & Distress Report

James City County, Virginia · Distress market

ZIP 23081's composite property-distress score is 19/100 - DLRadar classes that as low for James City County, Virginia. The sharpest non-environmental signals are construction/permit lag (56/100), structural risk (43/100), institutional ownership (13/100). By contrast, institutional ownership (13/100) register low. On the structural side it scores 43/100, with 0/100 of stress already active.

Prices here sit in a peak phase: values rose 3.4% over the trailing year, at 30/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Overall 23081 looks resilient on the surface, so the edge is isolating individual stressed parcels. No parcel file is published for 23081 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 23081 runs hot or quiet, its 19/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 23081 can be compared directly against any other ZIP in James City County, Virginia or nationwide. Nothing here is interpolated — where a source is thin for 23081, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

23081's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 23081 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

19/100
Composite stress
43/100
Structural risk
0/100
Distress activity

Signal-by-signal read on 23081

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk59
+9 more distress dimensions scored for this ZIP

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

ZIP 23081 Stress Report snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 23081, the same set carried on every parcel.

Loading ZIP 23081 stress data…

James City County ZIPs near 23081

Nearest ZIP codes to 23081

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

More distress data near 23081

Further distress data across James City County, Virginia at ZIP, county and state level.

Unlock the full ZIP 23081 acquisition report

The full 23081 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.

Rules-based scoring — each signal ties to a public dataset · methodology

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