ZIP 23081 Foreclosure, Tax-Lien & Distress Report

ZIP 23081's composite property-distress score is 20/100 - DLRadar classes that as low for James City County, Virginia. Environmental exposure also runs high (flood (NFIP) exposure (60/100)). The sharpest non-environmental signals are construction/permit lag (70/100), structural risk (47/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) register low. On the structural side it scores 47/100, with 0/100 of stress already active.

Prices here sit in a peak phase: values rose 3.4% over the trailing year, at 30/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Overall 23081 looks resilient on the surface, so the edge is isolating individual stressed parcels. No parcel file is published for 23081 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 23081 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 23081 can be compared directly against any other ZIP in James City County, Virginia or nationwide. Nothing here is interpolated — where a source is thin for 23081, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

23081's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 23081 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.