ZIP 23846 Foreclosure, Tax-Lien & Distress Report

Surry County, Virginia's ZIP 23846 registers 7/100 composite distress, which DLRadar reads as minimal. The latent-versus-live split is 17/100 structural and 1/100 already moving. Property-level stress concentrates in construction/permit lag (59/100), structural risk (17/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (3/100) register low.

Prices here sit in a peak phase: values rose 3.4% over the trailing year (phase confidence 30/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The poverty rate is 3.9% — low. Around 20% of adults hold a bachelor's degree or higher. Median household income is $91,169, above the U.S. median near $78,000. Rent burden reaches 0% of tenant households. The tenure split is 91% owner-occupied to 9% rented. Home values center near $272,900, an affordability ratio of 2.7× — accessible. The demographic-stress sub-score lands at 20/100. Vacancy runs 22.9%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 431 housing units. 487 residents call 23846 home, typically aged 69.

Taken together, 23846 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 23846 read uses the identical public-record model applied coast to coast, which means its 7/100 score means exactly what it means anywhere else, and 23846 stays directly comparable to neighboring ZIPs and the rest of Surry County, Virginia. 23846 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 23846 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 7/100 roll-up. Treat 23846 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.