ZIP 23168 Property Distress & Foreclosure Data

James City County, Virginia's ZIP 23168 registers 22/100 composite distress, which DLRadar reads as low. Structural risk reads 51/100 against active distress of 2/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (61/100). The most distinctive pressure shows up in construction/permit lag (87/100), structural risk (51/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) and mortgage stress (6/100) register low.

The market reads peak — home values rose 4.2% year on year, and 27% higher over three years, at 38/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 3,423 housing units across 23168. The tenure split is 90% owner-occupied to 10% rented. A median home runs $424,900 here, or 3.0 times local income. On demographic stress specifically, 23168 scores 22/100. Households earn a median $128,135 — above the roughly $78,000 national figure. Vacancy runs 1.7%. Rent burden reaches 36% of tenant households. Roughly 1.8% live below the poverty line, a low share typical of higher-equity areas. About 8,783 people live here, median age 42. About 44% have a four-year degree.

Overall 23168 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.