ZIP 23140 Foreclosure, Tax-Lien & Distress Report

In New Kent County, Virginia, ZIP 23140 scores 12 of 100 for composite distress, a minimal level on DLRadar's public-record index. The pressure is most legible in construction/permit lag (96/100), structural risk (29/100), institutional ownership (4/100). On the quiet end sit institutional ownership (4/100) and mortgage stress (3/100). Latent structural risk is 29/100 while live distress already moving reads 1/100.

The market reads peak — home values rose 3.1% year on year, and 29% higher over three years (phase confidence 18/100). Topping markets hide individual distress behind strong averages.

Population is roughly 7,533 with a median age of 45. A median home runs $336,600 here, or 3.4 times local income. DLRadar's demographic-stress index for the area reads 30/100. Median household income is $99,107, above the U.S. median near $78,000. The vacancy rate is 5.3%. About 35% have a four-year degree. 92% of housing is owner-occupied. Around 62% of renters are cost-burdened. There are about 3,065 housing units across 23140. 7.2% of residents fall below the poverty threshold.

On balance, 23140 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. While 23140 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 23140 runs hot or quiet, its 12/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 23140 can be compared directly against any other ZIP in New Kent County, Virginia or nationwide. The score is rebuilt from public data as it updates, so 23140 reflects the current record instead of a stale or modeled snapshot.

23140's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 23140 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.